O-3E without dependents, nearest stations0 – $5,445 / month
San Francisco$5,445
Fitchburg$3,462
Providence$3,447
Newport$3,441
JB McGuire-Dix-Lakehurst$3,438
Santa Fe$3,408
Willow Grove$3,393
Worcester$3,384
San Bernardino$3,369
Warrenton$3,369
Youngstown$1,347
Santa Fe is #49 of 338. The spread between
the dearest and cheapest station at this grade is $4,098 a month —
$49,176 a year, untaxed.
Every pay grade at Santa Fe0 – $3,756 / month
E-1$1,977
E-2$1,977
E-3$1,977
E-4$1,977
E-5$2,223
E-6$2,562
E-7$2,652
E-8$3,057
E-9$3,189
W-1$2,577
W-2$3,054
W-3$3,204
W-4$3,435
W-5$3,546
O-1E$2,961
O-2E$3,159
O-3E$3,408
O-1$2,310
O-2$2,856
O-3$3,249
O-4$3,522
O-5$3,585
O-6$3,693
O-7$3,756
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,408 a month of BAH takes more than $3,408 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.