BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-7 with dependents at Savannah draws $3,297 per month in 2026

    Permalinkbahratedesk.com/savannah-ga/o-7/with/ExcelCSVDownloads cover this station.
    Savannah, GA
    O-7 · with dependents
    $3,297/ month
    $39,564 / year
    At O-7, this is #134 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA GA077 · ZIPs 31302 31322 31328 31401 31402 31403 +16 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$4,227 / mo gross
    Other dependency status here$2,769 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Savannah — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,235$1,821
    E-2$2,235$1,821
    E-3$2,235$1,821
    E-4$2,235$1,821
    E-5$2,415$1,968
    E-6$2,652$2,073
    E-7$2,685$2,241
    E-8$2,718$2,466
    E-9$2,823$2,529
    Warrant officer
    W-1$2,670$2,184
    W-2$2,697$2,463
    W-3$2,748$2,538
    W-4$2,853$2,652
    W-5$2,991$2,691
    Officer — prior enlisted
    O-1E$2,688$2,412
    O-2E$2,736$2,514
    O-3E$2,874$2,643
    Officer
    O-1$2,451$2,055
    O-2$2,649$2,358
    O-3$2,745$2,562
    O-4$3,036$2,676
    O-5$3,249$2,694
    O-6$3,273$2,721
    O-7$3,297$2,769
    PCS compareSavannah · O-7 · $3,297/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$390+$4,680/yr · like +$6,000 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Elizabeth City$3,312
    St. Louis$3,309
    County Cost Group 820$3,303
    Orlando$3,303
    Savannah$3,297
    Rome$3,291
    Yakima$3,291
    Abilene$3,282
    Durham$3,279
    Youngstown$1,845

    Savannah is #134 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Savannah0 – $3,297 / month
    E-1$2,235
    E-2$2,235
    E-3$2,235
    E-4$2,235
    E-5$2,415
    E-6$2,652
    E-7$2,685
    E-8$2,718
    E-9$2,823
    W-1$2,670
    W-2$2,697
    W-3$2,748
    W-4$2,853
    W-5$2,991
    O-1E$2,688
    O-2E$2,736
    O-3E$2,874
    O-1$2,451
    O-2$2,649
    O-3$2,745
    O-4$3,036
    O-5$3,249
    O-6$3,273
    O-7$3,297

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,297 a month of BAH takes more than $3,297 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.