BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 without dependents at Scott AFB draws $2,196 per month in 2026

    Permalinkbahratedesk.com/scott-afb-il/o-5/without/ExcelCSVDownloads cover this station.
    Scott AFB, IL
    O-5 · without dependents
    $2,196/ month
    $26,352 / year
    At O-5, this is #228 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593
    MHA IL093 · ZIPs 62059 62071 62201 62202 62203 62204 +28 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,815 / mo gross
    Other dependency status here$2,928 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Scott AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,536$1,233
    E-2$1,536$1,233
    E-3$1,536$1,233
    E-4$1,536$1,233
    E-5$1,542$1,422
    E-6$1,998$1,530
    E-7$2,076$1,557
    E-8$2,157$1,638
    E-9$2,325$1,770
    Warrant officer
    W-1$2,019$1,551
    W-2$2,109$1,635
    W-3$2,211$1,788
    W-4$2,367$2,013
    W-5$2,562$2,094
    Officer — prior enlisted
    O-1E$2,088$1,566
    O-2E$2,193$1,740
    O-3E$2,397$1,992
    Officer
    O-1$1,602$1,527
    O-2$1,995$1,560
    O-3$2,208$1,830
    O-4$2,625$2,073
    O-5$2,928$2,196
    O-6$2,952$2,214
    O-7$2,970$2,229
    PCS compareScott AFB · O-5 · $2,196/mo
    Aberdeen Proving Grounds$2,934/mo · $35,208/yr
    ▲ RAISE+$738+$8,856/yr · like +$11,354 of salary

    What this rate means

    O-5 without dependents, nearest stations0 – $6,162 / month
    Westchester County$6,162
    Roanoke$2,202
    Baton Rouge$2,199
    Fort Gordon$2,199
    Lincoln$2,199
    Scott AFB$2,196
    Greensboro$2,187
    County Cost Group 770$2,184
    Lexington$2,175
    Columbia$2,172
    Youngstown$1,593

    Scott AFB is #228 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

    Every pay grade at Scott AFB0 – $2,229 / month
    E-1$1,233
    E-2$1,233
    E-3$1,233
    E-4$1,233
    E-5$1,422
    E-6$1,530
    E-7$1,557
    E-8$1,638
    E-9$1,770
    W-1$1,551
    W-2$1,635
    W-3$1,788
    W-4$2,013
    W-5$2,094
    O-1E$1,566
    O-2E$1,740
    O-3E$1,992
    O-1$1,527
    O-2$1,560
    O-3$1,830
    O-4$2,073
    O-5$2,196
    O-6$2,214
    O-7$2,229

    Promoting to O-6 here adds $18 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Scott AFB to Westchester County at O-5 is worth $3,966 a month — about 220 promotions worth of housing allowance, at $18 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,196 a month of BAH takes more than $2,196 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.