BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at Seattle draws $2,814 per month in 2026

    Permalinkbahratedesk.com/seattle-wa/o-1/without/ExcelCSVDownloads cover this station.
    Seattle, WA
    O-1 · without dependents
    $2,814/ month
    $33,768 / year
    At O-1, this is #43 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA WA309 · ZIPs 98001 98002 98003 98004 98005 98006 +115 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$3,608 / mo gross
    Other dependency status here$3,231 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Seattle — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,976$2,271
    E-2$2,976$2,271
    E-3$2,976$2,271
    E-4$2,976$2,271
    E-5$3,135$2,625
    E-6$3,906$2,931
    E-7$4,020$3,015
    E-8$4,143$3,291
    E-9$4,311$3,525
    Warrant officer
    W-1$3,927$2,946
    W-2$4,071$3,288
    W-3$4,221$3,549
    W-4$4,347$3,930
    W-5$4,503$4,047
    Officer — prior enlisted
    O-1E$4,041$3,132
    O-2E$4,197$3,471
    O-3E$4,371$3,900
    Officer
    O-1$3,231$2,814
    O-2$3,897$3,087
    O-3$4,215$3,627
    O-4$4,554$4,020
    O-5$4,797$4,086
    O-6$4,836$4,200
    O-7$4,875$4,275
    PCS compareSeattle · O-1 · $2,814/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▼ CUT−$759−$9,108/yr · like −$11,677 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Portsmouth$2,877
    San Luis Obispo$2,853
    New Haven$2,841
    Riverside$2,835
    Seattle$2,814
    Manchester$2,805
    Vallejo$2,805
    County Cost Group 890$2,751
    Warrenton$2,670
    Youngstown$1,074

    Seattle is #43 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Seattle0 – $4,275 / month
    E-1$2,271
    E-2$2,271
    E-3$2,271
    E-4$2,271
    E-5$2,625
    E-6$2,931
    E-7$3,015
    E-8$3,291
    E-9$3,525
    W-1$2,946
    W-2$3,288
    W-3$3,549
    W-4$3,930
    W-5$4,047
    O-1E$3,132
    O-2E$3,471
    O-3E$3,900
    O-1$2,814
    O-2$3,087
    O-3$3,627
    O-4$4,020
    O-5$4,086
    O-6$4,200
    O-7$4,275

    Promoting to O-2 here adds $273 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Seattle to New York City at O-1 is worth $2,253 a month — about 8 promotions worth of housing allowance, at $273 per grade here.

    02

    Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,814 a month of BAH takes more than $2,814 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.