BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 with dependents at Sitka draws $3,768 per month in 2026

    Permalinkbahratedesk.com/sitka-ak/o-5/with/ExcelCSVDownloads cover this station.
    Sitka, AK
    O-5 · with dependents
    $3,768/ month
    $45,216 / year
    At O-5, this is #81 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA AK401 · ZIPs 99566 99573 99574 99586 99588 99677 +13 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$4,831 / mo gross
    Other dependency status here$3,348 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Sitka — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,355$1,767
    E-2$2,355$1,767
    E-3$2,355$1,767
    E-4$2,355$1,767
    E-5$3,210$2,409
    E-6$3,228$2,421
    E-7$3,294$2,472
    E-8$3,399$2,550
    E-9$3,513$2,775
    Warrant officer
    W-1$3,231$2,424
    W-2$3,336$2,511
    W-3$3,465$2,802
    W-4$3,531$3,213
    W-5$3,618$3,315
    Officer — prior enlisted
    O-1E$3,312$2,484
    O-2E$3,447$2,715
    O-3E$3,546$3,189
    Officer
    O-1$3,222$2,418
    O-2$3,225$2,475
    O-3$3,462$2,886
    O-4$3,639$3,294
    O-5$3,768$3,348
    O-6$3,798$3,444
    O-7$3,825$3,504
    PCS compareSitka · O-5 · $3,768/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▼ CUT−$138−$1,656/yr · like −$2,123 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Fort Detrick$3,804
    San Bernardino$3,798
    Ballston Spa$3,777
    Corvallis$3,768
    Sitka$3,768
    Philadelphia$3,759
    Asheville$3,723
    Baltimore$3,711
    Portland$3,702
    Youngstown$1,827

    Sitka is #81 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Sitka0 – $3,825 / month
    E-1$2,355
    E-2$2,355
    E-3$2,355
    E-4$2,355
    E-5$3,210
    E-6$3,228
    E-7$3,294
    E-8$3,399
    E-9$3,513
    W-1$3,231
    W-2$3,336
    W-3$3,465
    W-4$3,531
    W-5$3,618
    O-1E$3,312
    O-2E$3,447
    O-3E$3,546
    O-1$3,222
    O-2$3,225
    O-3$3,462
    O-4$3,639
    O-5$3,768
    O-6$3,798
    O-7$3,825

    Promoting to O-6 here adds $30 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Sitka to Westchester County at O-5 is worth $4,296 a month — about 143 promotions worth of housing allowance, at $30 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,768 a month of BAH takes more than $3,768 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.