BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,527 Without $1,152

E-5 at Springfield draws $1,527 per month with dependents in 2026, $1,152 without

Permalink bahratedesk.com/springfield-decatur-il/ Excel CSV
Springfield/Decatur, IL
E-5 · with dependents
$1,527/ month
$18,324 / year
At E-5, this is #281 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA IL335 · ZIPs 61756 62501 62513 62514 62515 62520 +66 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,958 / mo gross
Without dependents here $1,152 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Springfield · E-5 · $1,527/mo
Springfield $1,527/mo · $18,324/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Springfield — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,356 $1,119
E-2 $1,356 $1,119
E-3 $1,356 $1,119
E-4 $1,356 $1,119
E-5 $1,527 $1,152
E-6 $1,824 $1,365
E-7 $1,887 $1,416
E-8 $1,959 $1,593
E-9 $2,070 $1,674
Warrant officer
W-1 $1,842 $1,383
W-2 $1,917 $1,590
W-3 $2,004 $1,686
W-4 $2,094 $1,833
W-5 $2,205 $1,902
Officer — prior enlisted
O-1E $1,899 $1,524
O-2E $1,989 $1,656
O-3E $2,109 $1,815
Officer
O-1 $1,572 $1,182
O-2 $1,821 $1,476
O-3 $2,001 $1,713
O-4 $2,238 $1,884
O-5 $2,412 $1,920
O-6 $2,430 $1,983
O-7 $2,442 $2,013

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 730 $1,557
Sioux Falls $1,554
Johnson City $1,548
Minot AFB $1,548
Scott AFB $1,542
Champaign $1,539
County Cost Group 720 $1,536
Lexington $1,536
Sault Ste Marie $1,536
Huntington $1,533
Springfield $1,527
Moody AFB $1,524
Seymour Johnson AFB $1,521
Beaumont $1,518
County Cost Group 710 $1,515
Brownsville $1,503
Saginaw $1,503
Sumter $1,503
County Cost Group 700 $1,497
Terre Haute $1,494
Wichita Fls $1,491
Anniston $1,185

Springfield is #281 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Springfield0 – $2,442 / month
E-1 $1,356
E-2 $1,356
E-3 $1,356
E-4 $1,356
E-5 $1,527
E-6 $1,824
E-7 $1,887
E-8 $1,959
E-9 $2,070
W-1 $1,842
W-2 $1,917
W-3 $2,004
W-4 $2,094
W-5 $2,205
O-1E $1,899
O-2E $1,989
O-3E $2,109
O-1 $1,572
O-2 $1,821
O-3 $2,001
O-4 $2,238
O-5 $2,412
O-6 $2,430
O-7 $2,442

The pay chart moves this allowance far less than the map does.

Moving from Springfield to San Francisco at E-5 is worth $3,600 a month — about 12 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.