BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,389 Without $1,167

E-5 at Springfield draws $1,389 per month with dependents in 2026, $1,167 without

Permalink bahratedesk.com/springfield-mo/ Excel CSV
Springfield, MO
E-5 · with dependents
$1,389/ month
$16,668 / year
At E-5, this is #312 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MO164 · ZIPs 65604 65610 65612 65619 65620 65629 +32 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $1,781 / mo gross
Without dependents here $1,167 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Springfield · E-5 · $1,389/mo
Springfield $1,389/mo · $16,668/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Springfield — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,293 $1,146
E-2 $1,293 $1,146
E-3 $1,293 $1,146
E-4 $1,293 $1,146
E-5 $1,389 $1,167
E-6 $1,857 $1,392
E-7 $1,908 $1,431
E-8 $1,962 $1,488
E-9 $2,103 $1,623
Warrant officer
W-1 $1,878 $1,410
W-2 $1,932 $1,485
W-3 $2,001 $1,641
W-4 $2,142 $1,863
W-5 $2,319 $1,920
Officer — prior enlisted
O-1E $1,914 $1,437
O-2E $1,989 $1,593
O-3E $2,169 $1,851
Officer
O-1 $1,452 $1,194
O-2 $1,851 $1,434
O-3 $1,998 $1,686
O-4 $2,376 $1,902
O-5 $2,649 $1,986
O-6 $2,670 $2,004
O-7 $2,685 $2,013

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 630 $1,425
County Cost Group 620 $1,419
County Cost Group 610 $1,410
Frankfort $1,410
Charleston $1,404
County Cost Group 600 $1,404
Columbus AFB $1,398
Hattiesburg $1,395
Sparta $1,395
County Cost Group 590 $1,392
Springfield $1,389
County Cost Group 580 $1,380
Columbia $1,377
Wichita $1,377
Albany $1,371
County Cost Group 570 $1,371
Cannon AFB $1,365
Paducah $1,365
County Cost Group 560 $1,362
Lake Charles $1,356
County Cost Group 550 $1,353
Anniston $1,185

Springfield is #312 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Springfield0 – $2,685 / month
E-1 $1,293
E-2 $1,293
E-3 $1,293
E-4 $1,293
E-5 $1,389
E-6 $1,857
E-7 $1,908
E-8 $1,962
E-9 $2,103
W-1 $1,878
W-2 $1,932
W-3 $2,001
W-4 $2,142
W-5 $2,319
O-1E $1,914
O-2E $1,989
O-3E $2,169
O-1 $1,452
O-2 $1,851
O-3 $1,998
O-4 $2,376
O-5 $2,649
O-6 $2,670
O-7 $2,685

The pay chart moves this allowance far less than the map does.

Moving from Springfield to San Francisco at E-5 is worth $3,738 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.