BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,709 Without $2,187

E-5 at Tampa draws $2,709 per month with dependents in 2026, $2,187 without

Permalink bahratedesk.com/tampa-fl/ Excel CSV
Tampa, FL
E-5 · with dependents
$2,709/ month
$32,508 / year
At E-5, this is #71 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA FL066 · ZIPs 33503 33508 33509 33510 33511 33523 +259 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,473 / mo gross
Without dependents here $2,187 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Tampa · E-5 · $2,709/mo
Tampa $2,709/mo · $32,508/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Tampa — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,520 $1,932
E-2 $2,520 $1,932
E-3 $2,520 $1,932
E-4 $2,520 $1,932
E-5 $2,709 $2,187
E-6 $3,042 $2,346
E-7 $3,066 $2,526
E-8 $3,075 $2,781
E-9 $3,123 $2,874
Warrant officer
W-1 $3,063 $2,463
W-2 $3,072 $2,778
W-3 $3,084 $2,886
W-4 $3,141 $3,039
W-5 $3,231 $3,054
Officer — prior enlisted
O-1E $3,069 $2,706
O-2E $3,078 $2,853
O-3E $3,156 $3,036
Officer
O-1 $2,757 $2,328
O-2 $3,039 $2,649
O-3 $3,081 $2,919
O-4 $3,255 $3,042
O-5 $3,390 $3,057
O-6 $3,417 $3,060
O-7 $3,441 $3,102

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
JB Elmendorf-Richardson $2,874
Ketchikan $2,868
Kodiak Island $2,865
County Cost Group 880 $2,850
Newport $2,847
Denver $2,841
JB McGuire-Dix-Lakehurst $2,823
Boulder $2,754
Cape May $2,754
Everett $2,748
Tampa $2,709
Fort Myers Beach $2,694
Fort Pierce $2,691
Philadelphia $2,691
Fort Detrick $2,682
Edwards AFB $2,658
Orlando $2,658
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Anniston $1,185

Tampa is #71 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Tampa0 – $3,441 / month
E-1 $2,520
E-2 $2,520
E-3 $2,520
E-4 $2,520
E-5 $2,709
E-6 $3,042
E-7 $3,066
E-8 $3,075
E-9 $3,123
W-1 $3,063
W-2 $3,072
W-3 $3,084
W-4 $3,141
W-5 $3,231
O-1E $3,069
O-2E $3,078
O-3E $3,156
O-1 $2,757
O-2 $3,039
O-3 $3,081
O-4 $3,255
O-5 $3,390
O-6 $3,417
O-7 $3,441

The pay chart moves this allowance far less than the map does.

Moving from Tampa to San Francisco at E-5 is worth $2,418 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.