O-1E without dependents, nearest stations0 – $5,124 / month
San Francisco$5,124
Provo$2,055
Syracuse$2,046
Gainesville$2,037
Wilmington$2,037
Toledo$2,028
Salem$2,001
Barstow$1,998
Twenty Nine Palms MCB$1,998
Cleveland$1,995
Youngstown$1,188
Toledo is #177 of 338. The spread between
the dearest and cheapest station at this grade is $3,936 a month —
$47,232 a year, untaxed.
Every pay grade at Toledo0 – $2,196 / month
E-1$1,320
E-2$1,320
E-3$1,320
E-4$1,320
E-5$1,524
E-6$1,620
E-7$1,770
E-8$2,064
E-9$2,091
W-1$1,671
W-2$2,061
W-3$2,100
W-4$2,157
W-5$2,169
O-1E$2,028
O-2E$2,085
O-3E$2,154
O-1$1,545
O-2$1,944
O-3$2,112
O-4$2,160
O-5$2,172
O-6$2,175
O-7$2,196
Promoting to O-2E here adds $57 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Toledo to San Francisco at O-1E is worth $3,096 a month — about 54 promotions worth of housing allowance, at $57 per grade here.
02
Dependency status is worth 8% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,028 a month of BAH takes more than $2,028 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.