BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-1 with dependents at Topeka draws $1,884 per month in 2026

    Permalinkbahratedesk.com/topeka-ks/w-1/with/ExcelCSVDownloads cover this station.
    Topeka, KS
    W-1 · with dependents
    $1,884/ month
    $22,608 / year
    At W-1, this is #270 of 338 stations loaded · high San Francisco $5,472 · low Youngstown $1,350
    MHA KS105 · ZIPs 66402 66409 66420 66533 66539 66542 +32 more
    Your grade is calledARMYWO1USMCWONAVYWO1
    Untaxed — matching it with taxable pay takes$2,415 / mo gross
    Other dependency status here$1,473 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Topeka — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,503$1,185
    E-2$1,503$1,185
    E-3$1,503$1,185
    E-4$1,503$1,185
    E-5$1,626$1,302
    E-6$1,869$1,398
    E-7$1,938$1,506
    E-8$2,016$1,680
    E-9$2,154$1,743
    Warrant officer
    W-1$1,884$1,473
    W-2$1,968$1,677
    W-3$2,067$1,755
    W-4$2,187$1,878
    W-5$2,337$1,953
    Officer — prior enlisted
    O-1E$1,950$1,623
    O-2E$2,049$1,728
    O-3E$2,211$1,857
    Officer
    O-1$1,662$1,377
    O-2$1,866$1,590
    O-3$2,064$1,776
    O-4$2,385$1,935
    O-5$2,619$1,974
    O-6$2,637$2,043
    O-7$2,655$2,076
    PCS compareTopeka · W-1 · $1,884/mo
    Aberdeen Proving Grounds$2,760/mo · $33,120/yr
    ▲ RAISE+$876+$10,512/yr · like +$13,477 of salary

    What this rate means

    W-1 with dependents, nearest stations0 – $5,472 / month
    San Francisco$5,472
    Wilkes-Barre$1,902
    Paducah$1,896
    Robins AFB$1,893
    Holloman AFB$1,887
    Topeka$1,884
    County Cost Group 730$1,881
    Brownsville$1,878
    Peoria$1,878
    Springfield$1,878
    Youngstown$1,350

    Topeka is #270 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

    Every pay grade at Topeka0 – $2,655 / month
    E-1$1,503
    E-2$1,503
    E-3$1,503
    E-4$1,503
    E-5$1,626
    E-6$1,869
    E-7$1,938
    E-8$2,016
    E-9$2,154
    W-1$1,884
    W-2$1,968
    W-3$2,067
    W-4$2,187
    W-5$2,337
    O-1E$1,950
    O-2E$2,049
    O-3E$2,211
    O-1$1,662
    O-2$1,866
    O-3$2,064
    O-4$2,385
    O-5$2,619
    O-6$2,637
    O-7$2,655

    Promoting to W-2 here adds $84 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Topeka to San Francisco at W-1 is worth $3,588 a month — about 43 promotions worth of housing allowance, at $84 per grade here.

    02

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,884 a month of BAH takes more than $1,884 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.