BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,465 Without $2,760

E-5 at Trenton draws $3,465 per month with dependents in 2026, $2,760 without

Permalink bahratedesk.com/trenton-nj/ Excel CSV
Trenton, NJ
E-5 · with dependents
$3,465/ month
$41,580 / year
At E-5, this is #27 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NJ203 · ZIPs 07830 07979 08520 08525 08530 08534 +60 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,442 / mo gross
Without dependents here $2,760 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Trenton · E-5 · $3,465/mo
Trenton $3,465/mo · $41,580/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Trenton — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,210 $2,409
E-2 $3,210 $2,409
E-3 $3,210 $2,409
E-4 $3,210 $2,409
E-5 $3,465 $2,760
E-6 $3,972 $2,982
E-7 $4,116 $3,219
E-8 $4,269 $3,570
E-9 $4,521 $3,720
Warrant officer
W-1 $3,996 $3,129
W-2 $4,179 $3,567
W-3 $4,365 $3,738
W-4 $4,578 $4,002
W-5 $4,836 $4,149
Officer — prior enlisted
O-1E $4,143 $3,462
O-2E $4,338 $3,687
O-3E $4,620 $3,966
Officer
O-1 $3,531 $2,952
O-2 $3,969 $3,384
O-3 $4,362 $3,786
O-4 $4,926 $4,119
O-5 $5,334 $4,203
O-6 $5,379 $4,344
O-7 $5,424 $4,422

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Oakland $3,759
Staten Island $3,735
Honolulu County $3,663
Miami $3,660
Hawaii County $3,594
Fort Monmouth $3,549
Ventura $3,537
Essex CO $3,477
West Point $3,468
Monterey $3,465
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Anniston $1,185

Trenton is #27 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Trenton0 – $5,424 / month
E-1 $3,210
E-2 $3,210
E-3 $3,210
E-4 $3,210
E-5 $3,465
E-6 $3,972
E-7 $4,116
E-8 $4,269
E-9 $4,521
W-1 $3,996
W-2 $4,179
W-3 $4,365
W-4 $4,578
W-5 $4,836
O-1E $4,143
O-2E $4,338
O-3E $4,620
O-1 $3,531
O-2 $3,969
O-3 $4,362
O-4 $4,926
O-5 $5,334
O-6 $5,379
O-7 $5,424

The pay chart moves this allowance far less than the map does.

Moving from Trenton to San Francisco at E-5 is worth $1,662 a month — about 3 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.