BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at Tulsa draws $2,280 per month in 2026

    Permalinkbahratedesk.com/tulsa-ok/o-3e/with/ExcelCSVDownloads cover this station.
    Tulsa, OK
    O-3E · with dependents
    $2,280/ month
    $27,360 / year
    At O-3E, this is #254 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA OK240 · ZIPs 74008 74011 74012 74013 74014 74015 +74 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,923 / mo gross
    Other dependency status here$1,935 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Tulsa — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,542$1,236
    E-2$1,542$1,236
    E-3$1,542$1,236
    E-4$1,542$1,236
    E-5$1,638$1,365
    E-6$1,944$1,455
    E-7$2,004$1,542
    E-8$2,067$1,704
    E-9$2,214$1,788
    Warrant officer
    W-1$1,962$1,524
    W-2$2,028$1,701
    W-3$2,109$1,803
    W-4$2,253$1,953
    W-5$2,430$2,016
    Officer — prior enlisted
    O-1E$2,010$1,635
    O-2E$2,097$1,770
    O-3E$2,280$1,935
    Officer
    O-1$1,683$1,443
    O-2$1,941$1,611
    O-3$2,106$1,830
    O-4$2,490$1,998
    O-5$2,766$2,076
    O-6$2,787$2,091
    O-7$2,805$2,121
    PCS compareTulsa · O-3E · $2,280/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$942+$11,304/yr · like +$14,492 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Laughlin AFB$2,307
    China Lake$2,289
    Davis-Monthan AFB$2,289
    Fort Bragg$2,289
    Tulsa$2,280
    Fort Huachuca$2,277
    County Cost Group 750$2,268
    Fort Bliss$2,268
    Columbus AFB$2,265
    Youngstown$1,788

    Tulsa is #254 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Tulsa0 – $2,805 / month
    E-1$1,542
    E-2$1,542
    E-3$1,542
    E-4$1,542
    E-5$1,638
    E-6$1,944
    E-7$2,004
    E-8$2,067
    E-9$2,214
    W-1$1,962
    W-2$2,028
    W-3$2,109
    W-4$2,253
    W-5$2,430
    O-1E$2,010
    O-2E$2,097
    O-3E$2,280
    O-1$1,683
    O-2$1,941
    O-3$2,106
    O-4$2,490
    O-5$2,766
    O-6$2,787
    O-7$2,805

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,280 a month of BAH takes more than $2,280 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.