BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 with dependents at Twenty Nine Palms MCB draws $3,090 per month in 2026

    Permalinkbahratedesk.com/twenty-nine-palms-mcb-ca/o-4/with/ExcelCSVDownloads cover this station.
    Twenty Nine Palms MCB, CA
    O-4 · with dependents
    $3,090/ month
    $37,080 / year
    At O-4, this is #125 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA CA032 · ZIPs 92225 92234 92239 92240 92241 92242 +16 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$3,962 / mo gross
    Other dependency status here$2,646 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Twenty Nine Palms MCB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,896$1,755
    E-2$1,896$1,755
    E-3$1,896$1,755
    E-4$1,896$1,755
    E-5$1,980$1,782
    E-6$2,550$1,914
    E-7$2,649$1,986
    E-8$2,751$2,097
    E-9$2,892$2,265
    Warrant officer
    W-1$2,571$1,929
    W-2$2,688$2,094
    W-3$2,817$2,286
    W-4$2,919$2,571
    W-5$3,051$2,670
    Officer — prior enlisted
    O-1E$2,664$1,998
    O-2E$2,796$2,229
    O-3E$2,940$2,544
    Officer
    O-1$2,052$1,809
    O-2$2,544$1,989
    O-3$2,814$2,343
    O-4$3,090$2,646
    O-5$3,291$2,703
    O-6$3,318$2,796
    O-7$3,342$2,841
    PCS compareTwenty Nine Palms MCB · O-4 · $3,090/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▲ RAISE+$306+$3,672/yr · like +$4,708 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    Humboldt County$3,099
    Buffalo$3,093
    Eugene$3,090
    Rome$3,090
    Twenty Nine Palms MCB$3,090
    Dover AFB$3,078
    Patuxent River$3,075
    Pittsburgh$3,075
    Abilene$3,063
    Youngstown$1,809

    Twenty Nine Palms MCB is #125 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Twenty Nine Palms MCB0 – $3,342 / month
    E-1$1,896
    E-2$1,896
    E-3$1,896
    E-4$1,896
    E-5$1,980
    E-6$2,550
    E-7$2,649
    E-8$2,751
    E-9$2,892
    W-1$2,571
    W-2$2,688
    W-3$2,817
    W-4$2,919
    W-5$3,051
    O-1E$2,664
    O-2E$2,796
    O-3E$2,940
    O-1$2,052
    O-2$2,544
    O-3$2,814
    O-4$3,090
    O-5$3,291
    O-6$3,318
    O-7$3,342

    Promoting to O-5 here adds $201 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Twenty Nine Palms MCB to Westchester County at O-4 is worth $4,380 a month — about 22 promotions worth of housing allowance, at $201 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,090 a month of BAH takes more than $3,090 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.