BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 with dependents at Vance AFB draws $1,818 per month in 2026

    Permalinkbahratedesk.com/vance-afb-enid-ok/o-3/with/ExcelCSVDownloads cover this station.
    Vance AFB/Enid, OK
    O-3 · with dependents
    $1,818/ month
    $21,816 / year
    At O-3, this is #331 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA OK236 · ZIPs 73701 73702 73703 73705 73706 73720 +11 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,331 / mo gross
    Other dependency status here$1,443 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Vance AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,155$1,008
    E-2$1,155$1,008
    E-3$1,155$1,008
    E-4$1,155$1,008
    E-5$1,200$1,065
    E-6$1,512$1,131
    E-7$1,623$1,218
    E-8$1,743$1,308
    E-9$1,914$1,437
    Warrant officer
    W-1$1,530$1,155
    W-2$1,671$1,266
    W-3$1,821$1,440
    W-4$1,950$1,530
    W-5$2,112$1,647
    Officer — prior enlisted
    O-1E$1,641$1,230
    O-2E$1,797$1,347
    O-3E$1,977$1,503
    Officer
    O-1$1,245$1,107
    O-2$1,509$1,221
    O-3$1,818$1,443
    O-4$2,163$1,623
    O-5$2,415$1,812
    O-6$2,430$1,824
    O-7$2,445$1,833
    PCS compareVance AFB · O-3 · $1,818/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▲ RAISE+$1,254+$15,048/yr · like +$19,292 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    County Cost Group 550$1,836
    Altus AFB$1,833
    County Cost Group 540$1,827
    County Cost Group 530$1,821
    Vance AFB$1,818
    County Cost Group 520$1,815
    County Cost Group 510$1,809
    Youngstown$1,767
    Fort Sill$1,758
    Anniston$1,686

    Vance AFB is #331 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at Vance AFB0 – $2,445 / month
    E-1$1,155
    E-2$1,155
    E-3$1,155
    E-4$1,155
    E-5$1,200
    E-6$1,512
    E-7$1,623
    E-8$1,743
    E-9$1,914
    W-1$1,530
    W-2$1,671
    W-3$1,821
    W-4$1,950
    W-5$2,112
    O-1E$1,641
    O-2E$1,797
    O-3E$1,977
    O-1$1,245
    O-2$1,509
    O-3$1,818
    O-4$2,163
    O-5$2,415
    O-6$2,430
    O-7$2,445

    Promoting to O-4 here adds $345 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Vance AFB to Westchester County at O-3 is worth $4,815 a month — about 14 promotions worth of housing allowance, at $345 per grade here.

    02

    Dependency status is worth 26% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,818 a month of BAH takes more than $1,818 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.