BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,537 Without $3,018

E-5 at Ventura draws $3,537 per month with dependents in 2026, $3,018 without

Permalink bahratedesk.com/ventura-ca/ Excel CSV
Ventura, CA
E-5 · with dependents
$3,537/ month
$42,444 / year
At E-5, this is #24 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA CA025 · ZIPs 91319 91320 91358 91359 91360 91361 +67 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,535 / mo gross
Without dependents here $3,018 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Ventura · E-5 · $3,537/mo
Ventura $3,537/mo · $42,444/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Ventura — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,378 $2,652
E-2 $3,378 $2,652
E-3 $3,378 $2,652
E-4 $3,378 $2,652
E-5 $3,537 $3,018
E-6 $4,008 $3,228
E-7 $4,083 $3,381
E-8 $4,161 $3,636
E-9 $4,305 $3,771
Warrant officer
W-1 $4,029 $3,333
W-2 $4,116 $3,633
W-3 $4,215 $3,789
W-4 $4,341 $4,020
W-5 $4,497 $4,101
Officer — prior enlisted
O-1E $4,095 $3,534
O-2E $4,200 $3,741
O-3E $4,365 $4,002
Officer
O-1 $3,600 $3,213
O-2 $4,002 $3,486
O-3 $4,212 $3,834
O-4 $4,545 $4,080
O-5 $4,788 $4,122
O-6 $4,830 $4,194
O-7 $4,866 $4,269

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Camp Pendleton $3,963
Cape Cod-Plymouth $3,924
Los Angeles $3,882
Kauai County $3,798
Oakland $3,759
Staten Island $3,735
Honolulu County $3,663
Miami $3,660
Hawaii County $3,594
Fort Monmouth $3,549
Ventura $3,537
Essex CO $3,477
West Point $3,468
Monterey $3,465
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Riverside $3,351
Anniston $1,185

Ventura is #24 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Ventura0 – $4,866 / month
E-1 $3,378
E-2 $3,378
E-3 $3,378
E-4 $3,378
E-5 $3,537
E-6 $4,008
E-7 $4,083
E-8 $4,161
E-9 $4,305
W-1 $4,029
W-2 $4,116
W-3 $4,215
W-4 $4,341
W-5 $4,497
O-1E $4,095
O-2E $4,200
O-3E $4,365
O-1 $3,600
O-2 $4,002
O-3 $4,212
O-4 $4,545
O-5 $4,788
O-6 $4,830
O-7 $4,866

The pay chart moves this allowance far less than the map does.

Moving from Ventura to San Francisco at E-5 is worth $1,590 a month — about 3 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.