O-3 without dependents, nearest stations0 – $5,331 / month
San Francisco$5,331
Providence$3,357
San Bernardino$3,339
Fitchburg$3,330
Indian Head Navordsta$3,327
Warrenton$3,261
Santa Fe$3,249
Newport$3,231
Willow Grove$3,228
JB McGuire-Dix-Lakehurst$3,219
Youngstown$1,344
Warrenton is #49 of 338. The spread between
the dearest and cheapest station at this grade is $3,987 a month —
$47,844 a year, untaxed.
Every pay grade at Warrenton0 – $3,711 / month
E-1$2,253
E-2$2,253
E-3$2,253
E-4$2,253
E-5$2,523
E-6$2,688
E-7$2,877
E-8$3,132
E-9$3,219
W-1$2,811
W-2$3,129
W-3$3,231
W-4$3,396
W-5$3,507
O-1E$3,063
O-2E$3,198
O-3E$3,369
O-1$2,670
O-2$3,003
O-3$3,261
O-4$3,480
O-5$3,543
O-6$3,648
O-7$3,711
Promoting to O-4 here adds $219 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Warrenton to San Francisco at O-3 is worth $2,070 a month — about 9 promotions worth of housing allowance, at $219 per grade here.
02
Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,261 a month of BAH takes more than $3,261 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.