BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,132 Without $2,832

E-5 at Washington draws $3,132 per month with dependents in 2026, $2,832 without

Permalink bahratedesk.com/washington-dc-metro-area/ Excel CSV
Washington, DC Metro Area
E-5 · with dependents
$3,132/ month
$37,584 / year
At E-5, this is #47 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA DC053 · ZIPs 20001 20002 20003 20004 20005 20006 +553 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,015 / mo gross
Without dependents here $2,832 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Washington · E-5 · $3,132/mo
Washington $3,132/mo · $37,584/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Washington — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,096 $2,409
E-2 $3,096 $2,409
E-3 $3,096 $2,409
E-4 $3,096 $2,409
E-5 $3,132 $2,832
E-6 $3,759 $3,057
E-7 $3,855 $3,099
E-8 $3,957 $3,261
E-9 $4,128 $3,447
Warrant officer
W-1 $3,780 $3,096
W-2 $3,894 $3,258
W-3 $4,023 $3,471
W-4 $4,167 $3,777
W-5 $4,350 $3,876
Officer — prior enlisted
O-1E $3,870 $3,129
O-2E $4,002 $3,405
O-3E $4,197 $3,753
Officer
O-1 $3,213 $3,054
O-2 $3,753 $3,126
O-3 $4,020 $3,531
O-4 $4,410 $3,855
O-5 $4,692 $3,909
O-6 $4,731 $3,999
O-7 $4,770 $4,071

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Quantico $2,955
Willow Grove $2,934
Annapolis $2,928
Worcester $2,919
Anniston $1,185

Washington is #47 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Washington0 – $4,770 / month
E-1 $3,096
E-2 $3,096
E-3 $3,096
E-4 $3,096
E-5 $3,132
E-6 $3,759
E-7 $3,855
E-8 $3,957
E-9 $4,128
W-1 $3,780
W-2 $3,894
W-3 $4,023
W-4 $4,167
W-5 $4,350
O-1E $3,870
O-2E $4,002
O-3E $4,197
O-1 $3,213
O-2 $3,753
O-3 $4,020
O-4 $4,410
O-5 $4,692
O-6 $4,731
O-7 $4,770

The pay chart moves this allowance far less than the map does.

Moving from Washington to San Francisco at E-5 is worth $1,995 a month — about 3 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.