BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Wichita draws $1,572 per month in 2026

    Permalinkbahratedesk.com/wichita-mcconnell-afb-ks/o-3/without/ExcelCSVDownloads cover this station.
    Wichita/McConnell AFB, KS
    O-3 · without dependents
    $1,572/ month
    $18,864 / year
    At O-3, this is #317 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA KS101 · ZIPs 66842 67001 67002 67010 67012 67016 +58 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,015 / mo gross
    Other dependency status here$1,938 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Wichita — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,320$1,137
    E-2$1,320$1,137
    E-3$1,320$1,137
    E-4$1,320$1,137
    E-5$1,377$1,212
    E-6$1,689$1,266
    E-7$1,779$1,335
    E-8$1,878$1,443
    E-9$2,022$1,530
    Warrant officer
    W-1$1,710$1,317
    W-2$1,821$1,440
    W-3$1,941$1,545
    W-4$2,052$1,707
    W-5$2,190$1,800
    Officer — prior enlisted
    O-1E$1,797$1,374
    O-2E$1,923$1,512
    O-3E$2,073$1,683
    Officer
    O-1$1,422$1,263
    O-2$1,686$1,362
    O-3$1,938$1,572
    O-4$2,232$1,779
    O-5$2,445$1,833
    O-6$2,463$1,920
    O-7$2,478$1,950
    PCS compareWichita · O-3 · $1,572/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$1,071+$12,852/yr · like +$16,477 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Erie$1,596
    County Cost Group 600$1,593
    County Cost Group 590$1,581
    Stevens Point$1,572
    Wichita$1,572
    County Cost Group 580$1,569
    County Cost Group 570$1,557
    Lake Charles$1,551
    County Cost Group 560$1,548
    Youngstown$1,344

    Wichita is #317 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Wichita0 – $1,950 / month
    E-1$1,137
    E-2$1,137
    E-3$1,137
    E-4$1,137
    E-5$1,212
    E-6$1,266
    E-7$1,335
    E-8$1,443
    E-9$1,530
    W-1$1,317
    W-2$1,440
    W-3$1,545
    W-4$1,707
    W-5$1,800
    O-1E$1,374
    O-2E$1,512
    O-3E$1,683
    O-1$1,263
    O-2$1,362
    O-3$1,572
    O-4$1,779
    O-5$1,833
    O-6$1,920
    O-7$1,950

    Promoting to O-4 here adds $207 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Wichita to San Francisco at O-3 is worth $3,759 a month — about 18 promotions worth of housing allowance, at $207 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,572 a month of BAH takes more than $1,572 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.