BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,934 Without $2,337

E-5 at Willow Grove draws $2,934 per month with dependents in 2026, $2,337 without

Permalink bahratedesk.com/willow-grove-pa/ Excel CSV
Willow Grove, PA
E-5 · with dependents
$2,934/ month
$35,208 / year
At E-5, this is #55 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA PA249 · ZIPs 18039 18041 18054 18070 18073 18074 +207 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,762 / mo gross
Without dependents here $2,337 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Willow Grove · E-5 · $2,934/mo
Willow Grove $2,934/mo · $35,208/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Willow Grove — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,730 $2,049
E-2 $2,730 $2,049
E-3 $2,730 $2,049
E-4 $2,730 $2,049
E-5 $2,934 $2,337
E-6 $3,399 $2,550
E-7 $3,423 $2,736
E-8 $3,432 $3,030
E-9 $3,495 $3,165
Warrant officer
W-1 $3,420 $2,670
W-2 $3,429 $3,027
W-3 $3,441 $3,183
W-4 $3,525 $3,396
W-5 $3,669 $3,405
Officer — prior enlisted
O-1E $3,426 $2,931
O-2E $3,435 $3,135
O-3E $3,549 $3,393
Officer
O-1 $2,997 $2,523
O-2 $3,393 $2,871
O-3 $3,438 $3,228
O-4 $3,714 $3,399
O-5 $3,939 $3,408
O-6 $3,969 $3,411
O-7 $3,999 $3,447

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Quantico $2,955
Willow Grove $2,934
Annapolis $2,928
Worcester $2,919
Sacramento $2,904
Fort G. G. Meade $2,901
Hartford $2,901
JB Elmendorf-Richardson $2,874
Ketchikan $2,868
Kodiak Island $2,865
County Cost Group 880 $2,850
Newport $2,847
Anniston $1,185

Willow Grove is #55 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Willow Grove0 – $3,999 / month
E-1 $2,730
E-2 $2,730
E-3 $2,730
E-4 $2,730
E-5 $2,934
E-6 $3,399
E-7 $3,423
E-8 $3,432
E-9 $3,495
W-1 $3,420
W-2 $3,429
W-3 $3,441
W-4 $3,525
W-5 $3,669
O-1E $3,426
O-2E $3,435
O-3E $3,549
O-1 $2,997
O-2 $3,393
O-3 $3,438
O-4 $3,714
O-5 $3,939
O-6 $3,969
O-7 $3,999

The pay chart moves this allowance far less than the map does.

Moving from Willow Grove to San Francisco at E-5 is worth $2,193 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.