BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Wright-Patterson AFB draws $1,848 per month in 2026

    Permalinkbahratedesk.com/wright-patterson-afb-oh/o-2/with/ExcelCSVDownloads cover this station.
    Wright-Patterson AFB, OH
    O-2 · with dependents
    $1,848/ month
    $22,176 / year
    At O-2, this is #276 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA OH231 · ZIPs 43010 45301 45305 45307 45309 45314 +73 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,369 / mo gross
    Other dependency status here$1,614 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Wright-Patterson AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,533$1,224
    E-2$1,533$1,224
    E-3$1,533$1,224
    E-4$1,533$1,224
    E-5$1,650$1,341
    E-6$1,851$1,422
    E-7$1,938$1,536
    E-8$2,037$1,695
    E-9$2,196$1,746
    Warrant officer
    W-1$1,866$1,506
    W-2$1,977$1,692
    W-3$2,100$1,755
    W-4$2,232$1,863
    W-5$2,397$1,959
    Officer — prior enlisted
    O-1E$1,953$1,647
    O-2E$2,082$1,734
    O-3E$2,259$1,839
    Officer
    O-1$1,683$1,413
    O-2$1,848$1,614
    O-3$2,097$1,773
    O-4$2,448$1,938
    O-5$2,703$2,028
    O-6$2,724$2,079
    O-7$2,742$2,112
    PCS compareWright-Patterson AFB · O-2 · $1,848/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$891+$10,692/yr · like +$13,708 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Brownsville$1,857
    Peoria$1,857
    Oklahoma City$1,851
    Springfield$1,851
    Wright-Patterson AFB$1,848
    Lafayette$1,842
    Sparta$1,842
    Yuma$1,842
    County Cost Group 720$1,836
    Youngstown$1,332

    Wright-Patterson AFB is #276 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Wright-Patterson AFB0 – $2,742 / month
    E-1$1,533
    E-2$1,533
    E-3$1,533
    E-4$1,533
    E-5$1,650
    E-6$1,851
    E-7$1,938
    E-8$2,037
    E-9$2,196
    W-1$1,866
    W-2$1,977
    W-3$2,100
    W-4$2,232
    W-5$2,397
    O-1E$1,953
    O-2E$2,082
    O-3E$2,259
    O-1$1,683
    O-2$1,848
    O-3$2,097
    O-4$2,448
    O-5$2,703
    O-6$2,724
    O-7$2,742

    Promoting to O-3 here adds $249 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Wright-Patterson AFB to San Francisco at O-2 is worth $3,603 a month — about 14 promotions worth of housing allowance, at $249 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,848 a month of BAH takes more than $1,848 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.