BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 without dependents at Youngstown draws $1,176 per month in 2026

    Permalinkbahratedesk.com/youngstown-oh/o-2/without/ExcelCSVDownloads cover this station.
    Youngstown, OH
    O-2 · without dependents
    $1,176/ month
    $14,112 / year
    At O-2, this is #338 of 338 stations loaded · high New York City $5,091 · low Youngstown $1,176
    MHA OH233 · ZIPs 44401 44402 44403 44404 44405 44406 +51 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$1,508 / mo gross
    Other dependency status here$1,332 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Youngstown — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,134$933
    E-2$1,134$933
    E-3$1,134$933
    E-4$1,134$933
    E-5$1,191$1,017
    E-6$1,335$1,077
    E-7$1,491$1,131
    E-8$1,662$1,248
    E-9$1,782$1,338
    Warrant officer
    W-1$1,350$1,128
    W-2$1,560$1,224
    W-3$1,773$1,341
    W-4$1,785$1,362
    W-5$1,806$1,527
    Officer — prior enlisted
    O-1E$1,521$1,188
    O-2E$1,740$1,305
    O-3E$1,788$1,347
    Officer
    O-1$1,218$1,074
    O-2$1,332$1,176
    O-3$1,767$1,344
    O-4$1,809$1,497
    O-5$1,827$1,593
    O-6$1,839$1,752
    O-7$1,845$1,779
    PCS compareYoungstown · O-2 · $1,176/mo
    Aberdeen Proving Grounds$2,412/mo · $28,944/yr
    ▲ RAISE+$1,236+$14,832/yr · like +$19,015 of salary

    What this rate means

    O-2 without dependents, nearest stations0 – $5,091 / month
    New York City$5,091
    Monroe$1,251
    Fort Sill$1,227
    Vance AFB$1,221
    Anniston$1,194
    Youngstown$1,176

    Youngstown is #338 of 338. The spread between the dearest and cheapest station at this grade is $3,915 a month — $46,980 a year, untaxed.

    Every pay grade at Youngstown0 – $1,779 / month
    E-1$933
    E-2$933
    E-3$933
    E-4$933
    E-5$1,017
    E-6$1,077
    E-7$1,131
    E-8$1,248
    E-9$1,338
    W-1$1,128
    W-2$1,224
    W-3$1,341
    W-4$1,362
    W-5$1,527
    O-1E$1,188
    O-2E$1,305
    O-3E$1,347
    O-1$1,074
    O-2$1,176
    O-3$1,344
    O-4$1,497
    O-5$1,593
    O-6$1,752
    O-7$1,779

    Promoting to O-3 here adds $168 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Youngstown to New York City at O-2 is worth $3,915 a month — about 23 promotions worth of housing allowance, at $168 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,176 a month of BAH takes more than $1,176 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.