BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,695 Without $1,338

E-5 at Yuma draws $1,695 per month with dependents in 2026, $1,338 without

Permalink bahratedesk.com/yuma-az/ Excel CSV
Yuma, AZ
E-5 · with dependents
$1,695/ month
$20,340 / year
At E-5, this is #242 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA AZ016 · ZIPs 85333 85336 85347 85349 85350 85352 +6 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,173 / mo gross
Without dependents here $1,338 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Yuma · E-5 · $1,695/mo
Yuma $1,695/mo · $20,340/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Yuma — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,551 $1,239
E-2 $1,551 $1,239
E-3 $1,551 $1,239
E-4 $1,551 $1,239
E-5 $1,695 $1,338
E-6 $1,845 $1,413
E-7 $1,917 $1,554
E-8 $1,998 $1,731
E-9 $2,115 $1,764
Warrant officer
W-1 $1,860 $1,512
W-2 $1,950 $1,728
W-3 $2,052 $1,773
W-4 $2,139 $1,854
W-5 $2,253 $1,935
Officer — prior enlisted
O-1E $1,929 $1,692
O-2E $2,034 $1,758
O-3E $2,157 $1,833
Officer
O-1 $1,722 $1,401
O-2 $1,842 $1,650
O-3 $2,049 $1,785
O-4 $2,283 $1,914
O-5 $2,454 $1,956
O-6 $2,472 $2,031
O-7 $2,487 $2,061

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Waco $1,755
County Cost Group 770 $1,752
Wilkes-Barre $1,740
Grand Forks $1,731
Fort Huachuca $1,719
Fort Benning $1,716
Auburn $1,707
Fargo $1,707
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Morgantown $1,641
County Cost Group 750 $1,638
Tulsa $1,638
Anniston $1,185

Yuma is #242 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Yuma0 – $2,487 / month
E-1 $1,551
E-2 $1,551
E-3 $1,551
E-4 $1,551
E-5 $1,695
E-6 $1,845
E-7 $1,917
E-8 $1,998
E-9 $2,115
W-1 $1,860
W-2 $1,950
W-3 $2,052
W-4 $2,139
W-5 $2,253
O-1E $1,929
O-2E $2,034
O-3E $2,157
O-1 $1,722
O-2 $1,842
O-3 $2,049
O-4 $2,283
O-5 $2,454
O-6 $2,472
O-7 $2,487

The pay chart moves this allowance far less than the map does.

Moving from Yuma to San Francisco at E-5 is worth $3,432 a month — about 23 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.