Official data current

Albuquerque BAH rates

Verified · Effective 2026-01-01 · MHA NM206

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E-3 · With dependents
$1,992per month

$23,904 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #151 of 338E-3 · with dependents reference
Taxable-pay equivalent$2,554/mo Using the stated 22% comparison rate
Year-over-year change+$21/mo · +1.1%2025 $1,971 → 2026 $1,992
E-3 rate selectedMHA NM206 ZIPs 87001 87002 87004 87006 87008 87013 +68
PCS compare Albuquerque · E-3 · with dep. · $1,992/mo
Albuquerque $1,992/mo · $23,904/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,971
2026$1,992

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Albuquerque — full sheet Tap a row

What this rate means

E-3 with dependents, nearest stations0 – $5,067 / month
New York City $5,067
Jacksonville $2,046
Traverse City $2,037
Detroit $2,034
Cincinnati $2,031
County Cost Group 820 $2,016
Kings Bay $2,016
Whidbey Island $2,013
Charlotte $2,004
Grand Haven $2,004
Durham $1,995
Albuquerque $1,992
Memphis $1,992
Eastern Shore $1,989
Myrtle Beach $1,989
Gainesville $1,986
Houston $1,974
Grand Rapids $1,950
Raleigh $1,947
Spokane $1,947
Lemoore NAS $1,944
Salt Lake City $1,944
Youngstown $1,134

Albuquerque is #151 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

Every pay grade at Albuquerque0 – $2,910 / month
E-1 $1,992
E-2 $1,992
E-3 $1,992
E-4 $1,992
E-5 $2,211
E-6 $2,328
E-7 $2,352
E-8 $2,379
E-9 $2,472
W-1 $2,343
W-2 $2,361
W-3 $2,400
W-4 $2,502
W-5 $2,631
O-1E $2,355
O-2E $2,391
O-3E $2,520
O-1 $2,235
O-2 $2,325
O-3 $2,397
O-4 $2,670
O-5 $2,871
O-6 $2,892
O-7 $2,910

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…