What is O-4 BAH at Altus AFB in 2026?

$2,130 per month with dependents ($25,560 per year), effective 01 JAN 2026. Without dependents it is $1,662 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-4 BAH at Altus AFB 2026 — $2,130 with dependents, $1,662 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Altus AFB, OK

O-4 · with dependents

$2,130/ month

$25,560 / year

At O-4, this is #316 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809

MHA OK235 · ZIPs 73521 73522 73523 73526 73532 73537 +4 more

Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj

Untaxed — matching it with taxable pay takes$2,731 / mo gross

Without dependents here$1,662 / mo

In government quarters, no dependents$50.10 / mo partial

Altus AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,173	$948
E-2	$1,173	$948
E-3	$1,173	$948
E-4	$1,173	$948
E-5	$1,254	$1,032
E-6	$1,563	$1,170
E-7	$1,662	$1,248
E-8	$1,767	$1,326
E-9	$1,917	$1,437
Warrant officer
W-1	$1,581	$1,188
W-2	$1,704	$1,320
W-3	$1,836	$1,440
W-4	$1,947	$1,581
W-5	$2,088	$1,686
Officer — prior enlisted
O-1E	$1,680	$1,260
O-2E	$1,818	$1,386
O-3E	$1,971	$1,554
Officer
O-1	$1,299	$1,086
O-2	$1,560	$1,251
O-3	$1,833	$1,449
O-4	$2,130	$1,662
O-5	$2,343	$1,758
O-6	$2,358	$1,815
O-7	$2,373	$1,845

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month

Westchester County$7,470

County Cost Group 640$2,154

County Cost Group 630$2,145

Fort Leonard Wood$2,142

County Cost Group 620$2,136

Altus AFB$2,130

County Cost Group 610$2,127

Fort Polk$2,124

County Cost Group 600$2,118

County Cost Group 590$2,103

Youngstown$1,809

Altus AFB is #316 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Altus AFB0 – $2,373 / month

E-1$1,173

E-2$1,173

E-3$1,173

E-4$1,173

E-5$1,254

E-6$1,563

E-7$1,662

E-8$1,767

E-9$1,917

W-1$1,581

W-2$1,704

W-3$1,836

W-4$1,947

W-5$2,088

O-1E$1,680

O-2E$1,818

O-3E$1,971

O-1$1,299

O-2$1,560

O-3$1,833

O-4$2,130

O-5$2,343

O-6$2,358

O-7$2,373

Promoting to O-5 here adds $213 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Altus AFB to Westchester County at O-4 is worth $5,340 a month — about 25 promotions worth of housing allowance, at $213 per grade here.

Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,130 a month of BAH takes more than $2,130 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-4 at Altus AFB draws $2,130 per month with dependents in 2026, $1,662 without

What this rate means

Things the rate table doesn't tell you