Official data current

Annapolis BAH rates

Verified · Effective 2026-01-01 · MHA MD128

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O-6 · With dependents
$4,134per month

$49,608 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #54 of 338O-6 · with dependents reference
Taxable-pay equivalent$5,300/mo Using the stated 22% comparison rate
Year-over-year change+$105/mo · +2.6%2025 $4,029 → 2026 $4,134
O-6 rate selectedMHA MD128 ZIPs 20711 20733 20751 20758 20764 20765 +25
PCS compare Annapolis · O-6 · with dep. · $4,134/mo
Annapolis $4,134/mo · $49,608/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$4,029
2026$4,134

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Annapolis — full sheet Tap a row

What this rate means

O-6 with dependents, nearest stations0 – $8,136 / month
Westchester County $8,136
County Cost Group 890 $4,569
Hartford $4,431
Vandenberg SFB $4,392
Atlantic City $4,332
Indian Head Navordsta $4,314
Hawaii County $4,299
Boulder $4,254
County Cost Group 880 $4,170
Ann Arbor $4,161
JB McGuire-Dix-Lakehurst $4,155
Annapolis $4,134
Austin $4,131
JB Elmendorf-Richardson $4,131
Chicago $4,122
Juneau $4,110
Quantico $4,098
Stockton $4,080
Santa Fe $4,056
Fort G. G. Meade $4,047
Ketchikan $4,035
Riverside $4,035
Youngstown $1,839

Annapolis is #54 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

Every pay grade at Annapolis0 – $4,164 / month
E-1 $2,757
E-2 $2,757
E-3 $2,757
E-4 $2,757
E-5 $2,928
E-6 $3,228
E-7 $3,303
E-8 $3,384
E-9 $3,546
W-1 $3,246
W-2 $3,336
W-3 $3,441
W-4 $3,585
W-5 $3,762
O-1E $3,315
O-2E $3,423
O-3E $3,612
O-1 $2,970
O-2 $3,225
O-3 $3,438
O-4 $3,822
O-5 $4,101
O-6 $4,134
O-7 $4,164

The pay chart moves this allowance far less than the map does.

Moving from Annapolis to Westchester County at O-6 is worth $4,002 a month — about 133 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…