BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,214Without $1,773

    E-5 at Asheville draws $2,214 per month with dependents in 2026, $1,773 without

    Permalinkbahratedesk.com/asheville-nc/e-5/ExcelCSVDownloads cover this station.
    Asheville, NC
    E-5 · with dependents
    $2,214/ month
    $26,568 / year
    At E-5, this is #134 of 338 stations loaded · high San Francisco $5,127 · low Anniston $1,185
    MHA NC187 · ZIPs 28701 28704 28709 28711 28715 28728 +18 more
    Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt
    Untaxed — matching it with taxable pay takes$2,838 / mo gross
    Without dependents here$1,773 / mo
    In government quarters, no dependents$50.10 / mo partial
    Asheville — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,052$1,575
    E-2$2,052$1,575
    E-3$2,052$1,575
    E-4$2,052$1,575
    E-5$2,214$1,773
    E-6$2,571$1,926
    E-7$2,667$2,058
    E-8$2,772$2,292
    E-9$2,979$2,391
    Warrant officer
    W-1$2,589$2,007
    W-2$2,709$2,289
    W-3$2,838$2,406
    W-4$3,033$2,586
    W-5$3,270$2,688
    Officer — prior enlisted
    O-1E$2,682$2,211
    O-2E$2,817$2,367
    O-3E$3,069$2,562
    Officer
    O-1$2,265$1,887
    O-2$2,568$2,166
    O-3$2,835$2,439
    O-4$3,351$2,667
    O-5$3,723$2,793
    O-6$3,753$2,817
    O-7$3,780$2,865
    PCS compareAsheville · E-5 · $2,214/mo
    Aberdeen Proving Grounds$2,478/mo · $29,736/yr
    ▲ RAISE+$264+$3,168/yr · like +$4,062 of salary

    What this rate means

    E-5 with dependents, nearest stations0 – $5,127 / month
    San Francisco$5,127
    Fort Collins$2,268
    Nashville$2,268
    County Cost Group 830$2,250
    Austin$2,241
    Asheville$2,214
    Buffalo$2,214
    Rochester$2,214
    Albuquerque$2,211
    Dahlonega$2,208
    Anniston$1,185

    Asheville is #134 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

    Every pay grade at Asheville0 – $3,780 / month
    E-1$2,052
    E-2$2,052
    E-3$2,052
    E-4$2,052
    E-5$2,214
    E-6$2,571
    E-7$2,667
    E-8$2,772
    E-9$2,979
    W-1$2,589
    W-2$2,709
    W-3$2,838
    W-4$3,033
    W-5$3,270
    O-1E$2,682
    O-2E$2,817
    O-3E$3,069
    O-1$2,265
    O-2$2,568
    O-3$2,835
    O-4$3,351
    O-5$3,723
    O-6$3,753
    O-7$3,780

    Promoting to E-6 here adds $357 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Asheville to San Francisco at E-5 is worth $2,913 a month — about 8 promotions worth of housing allowance, at $357 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,214 a month of BAH takes more than $2,214 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.