What is O-1E BAH at Asheville in 2026?

$2,682 per month with dependents ($32,184 per year), effective 01 JAN 2026. without dependents it is $2,211 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-1E BAH at Asheville 2026 — $2,682/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Asheville, NC

O-1E · with dependents

$2,682/ month

$32,184 / year

At O-1E, this is #126 of 338 stations loaded · high Westchester County $5,931 · low Youngstown $1,521

MHA NC187 · ZIPs 28701 28704 28709 28711 28715 28728 +18 more

Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt

Untaxed — matching it with taxable pay takes$3,438 / mo gross

Other dependency status here$2,211 without dependents

In government quarters, no dependents$50.10 / mo partial

Asheville — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,052	$1,575
E-2	$2,052	$1,575
E-3	$2,052	$1,575
E-4	$2,052	$1,575
E-5	$2,214	$1,773
E-6	$2,571	$1,926
E-7	$2,667	$2,058
E-8	$2,772	$2,292
E-9	$2,979	$2,391
Warrant officer
W-1	$2,589	$2,007
W-2	$2,709	$2,289
W-3	$2,838	$2,406
W-4	$3,033	$2,586
W-5	$3,270	$2,688
Officer — prior enlisted
O-1E	$2,682	$2,211
O-2E	$2,817	$2,367
O-3E	$3,069	$2,562
Officer
O-1	$2,265	$1,887
O-2	$2,568	$2,166
O-3	$2,835	$2,439
O-4	$3,351	$2,667
O-5	$3,723	$2,793
O-6	$3,753	$2,817
O-7	$3,780	$2,865

What this rate means

O-1E with dependents, nearest stations0 – $5,931 / month

Westchester County$5,931

Nashville$2,718

St. Louis$2,694

Savannah$2,688

County Cost Group 830$2,685

Asheville$2,682

Richmond$2,682

Spokane$2,679

Detroit$2,664

Twenty Nine Palms MCB$2,664

Youngstown$1,521

Asheville is #126 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

Every pay grade at Asheville0 – $3,780 / month

E-1$2,052

E-2$2,052

E-3$2,052

E-4$2,052

E-5$2,214

E-6$2,571

E-7$2,667

E-8$2,772

E-9$2,979

W-1$2,589

W-2$2,709

W-3$2,838

W-4$3,033

W-5$3,270

O-1E$2,682

O-2E$2,817

O-3E$3,069

O-1$2,265

O-2$2,568

O-3$2,835

O-4$3,351

O-5$3,723

O-6$3,753

O-7$3,780

Promoting to O-2E here adds $135 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Asheville to Westchester County at O-1E is worth $3,249 a month — about 24 promotions worth of housing allowance, at $135 per grade here.

Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,682 a month of BAH takes more than $2,682 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-1E with dependents at Asheville draws $2,682 per month in 2026

What this rate means

Things the rate table doesn't tell you