BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Asheville draws $2,568 per month in 2026

    Permalinkbahratedesk.com/asheville-nc/o-2/with/ExcelCSVDownloads cover this station.
    Asheville, NC
    O-2 · with dependents
    $2,568/ month
    $30,816 / year
    At O-2, this is #127 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA NC187 · ZIPs 28701 28704 28709 28711 28715 28728 +18 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,292 / mo gross
    Other dependency status here$2,166 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Asheville — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,052$1,575
    E-2$2,052$1,575
    E-3$2,052$1,575
    E-4$2,052$1,575
    E-5$2,214$1,773
    E-6$2,571$1,926
    E-7$2,667$2,058
    E-8$2,772$2,292
    E-9$2,979$2,391
    Warrant officer
    W-1$2,589$2,007
    W-2$2,709$2,289
    W-3$2,838$2,406
    W-4$3,033$2,586
    W-5$3,270$2,688
    Officer — prior enlisted
    O-1E$2,682$2,211
    O-2E$2,817$2,367
    O-3E$3,069$2,562
    Officer
    O-1$2,265$1,887
    O-2$2,568$2,166
    O-3$2,835$2,439
    O-4$3,351$2,667
    O-5$3,723$2,793
    O-6$3,753$2,817
    O-7$3,780$2,865
    PCS compareAsheville · O-2 · $2,568/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$171+$2,052/yr · like +$2,631 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Charleston$2,613
    Pittsburgh$2,601
    Detroit$2,580
    County Cost Group 830$2,577
    Asheville$2,568
    Elizabeth City$2,559
    Norfolk$2,556
    Brunswick$2,553
    Buffalo$2,550
    Youngstown$1,332

    Asheville is #127 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Asheville0 – $3,780 / month
    E-1$2,052
    E-2$2,052
    E-3$2,052
    E-4$2,052
    E-5$2,214
    E-6$2,571
    E-7$2,667
    E-8$2,772
    E-9$2,979
    W-1$2,589
    W-2$2,709
    W-3$2,838
    W-4$3,033
    W-5$3,270
    O-1E$2,682
    O-2E$2,817
    O-3E$3,069
    O-1$2,265
    O-2$2,568
    O-3$2,835
    O-4$3,351
    O-5$3,723
    O-6$3,753
    O-7$3,780

    Promoting to O-3 here adds $267 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Asheville to San Francisco at O-2 is worth $2,883 a month — about 11 promotions worth of housing allowance, at $267 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,568 a month of BAH takes more than $2,568 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.