BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Astoria draws $2,526 per month in 2026

    Permalinkbahratedesk.com/astoria-or/o-3/without/ExcelCSVDownloads cover this station.
    Astoria, OR
    O-3 · without dependents
    $2,526/ month
    $30,312 / year
    At O-3, this is #119 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA OR241 · ZIPs 97102 97103 97110 97121 97138 97145 +17 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,238 / mo gross
    Other dependency status here$3,213 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Astoria — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,914$1,623
    E-2$1,914$1,623
    E-3$1,914$1,623
    E-4$1,914$1,623
    E-5$2,055$1,713
    E-6$2,796$2,097
    E-7$2,949$2,211
    E-8$3,114$2,337
    E-9$3,291$2,469
    Warrant officer
    W-1$2,817$2,112
    W-2$3,015$2,262
    W-3$3,219$2,472
    W-4$3,318$2,829
    W-5$3,444$2,985
    Officer — prior enlisted
    O-1E$2,979$2,235
    O-2E$3,189$2,391
    O-3E$3,339$2,790
    Officer
    O-1$2,145$1,773
    O-2$2,787$2,214
    O-3$3,213$2,526
    O-4$3,480$2,955
    O-5$3,672$3,045
    O-6$3,702$3,198
    O-7$3,729$3,252
    PCS compareAstoria · O-3 · $2,526/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$117+$1,404/yr · like +$1,800 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Elizabeth City$2,538
    Traverse City$2,535
    County Cost Group 840$2,532
    Charleston$2,529
    Astoria$2,526
    Richmond$2,526
    Nashville$2,523
    Coastal Maine$2,514
    Rome$2,508
    Youngstown$1,344

    Astoria is #119 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Astoria0 – $3,252 / month
    E-1$1,623
    E-2$1,623
    E-3$1,623
    E-4$1,623
    E-5$1,713
    E-6$2,097
    E-7$2,211
    E-8$2,337
    E-9$2,469
    W-1$2,112
    W-2$2,262
    W-3$2,472
    W-4$2,829
    W-5$2,985
    O-1E$2,235
    O-2E$2,391
    O-3E$2,790
    O-1$1,773
    O-2$2,214
    O-3$2,526
    O-4$2,955
    O-5$3,045
    O-6$3,198
    O-7$3,252

    Promoting to O-4 here adds $429 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Astoria to San Francisco at O-3 is worth $2,805 a month — about 7 promotions worth of housing allowance, at $429 per grade here.

    02

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,526 a month of BAH takes more than $2,526 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.