O-5 without dependents, nearest stations0 – $6,162 / month
Westchester County$6,162
Cape May$3,129
Ballston Spa$3,081
Eglin AFB$3,066
Tampa$3,057
Astoria$3,045
Baltimore$3,045
Kodiak Island$3,039
Fort Myers Beach$3,036
JB Lewis-McChord$3,030
Youngstown$1,593
Astoria is #83 of 338. The spread between
the dearest and cheapest station at this grade is $4,569 a month —
$54,828 a year, untaxed.
Every pay grade at Astoria0 – $3,252 / month
E-1$1,623
E-2$1,623
E-3$1,623
E-4$1,623
E-5$1,713
E-6$2,097
E-7$2,211
E-8$2,337
E-9$2,469
W-1$2,112
W-2$2,262
W-3$2,472
W-4$2,829
W-5$2,985
O-1E$2,235
O-2E$2,391
O-3E$2,790
O-1$1,773
O-2$2,214
O-3$2,526
O-4$2,955
O-5$3,045
O-6$3,198
O-7$3,252
Promoting to O-6 here adds $153 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Astoria to Westchester County at O-5 is worth $3,117 a month — about 20 promotions worth of housing allowance, at $153 per grade here.
02
Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,045 a month of BAH takes more than $3,045 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.