BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Auburn draws $1,884 per month in 2026

    Permalinkbahratedesk.com/auburn-al/o-3/without/ExcelCSVDownloads cover this station.
    Auburn, AL
    O-3 · without dependents
    $1,884/ month
    $22,608 / year
    At O-3, this is #244 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA AL006 · ZIPs 36801 36803 36804 36830 36831 36832 +8 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,415 / mo gross
    Other dependency status here$2,412 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Auburn — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,617$1,407
    E-2$1,617$1,407
    E-3$1,617$1,407
    E-4$1,617$1,407
    E-5$1,707$1,473
    E-6$1,833$1,527
    E-7$2,043$1,617
    E-8$2,274$1,740
    E-9$2,502$1,878
    Warrant officer
    W-1$1,851$1,596
    W-2$2,136$1,737
    W-3$2,421$1,881
    W-4$2,532$1,920
    W-5$2,673$2,094
    Officer — prior enlisted
    O-1E$2,085$1,704
    O-2E$2,379$1,785
    O-3E$2,556$1,917
    Officer
    O-1$1,731$1,521
    O-2$1,830$1,680
    O-3$2,412$1,884
    O-4$2,718$2,055
    O-5$2,934$2,202
    O-6$2,955$2,400
    O-7$2,976$2,439
    PCS compareAuburn · O-3 · $1,884/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$759+$9,108/yr · like +$11,677 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Fort Drum$1,902
    Grand Forks$1,902
    Little Rock$1,902
    Wichita Fls$1,887
    Auburn$1,884
    County Cost Group 760$1,878
    Fort Benning$1,878
    Sioux Falls$1,854
    Robins AFB$1,842
    Youngstown$1,344

    Auburn is #244 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Auburn0 – $2,439 / month
    E-1$1,407
    E-2$1,407
    E-3$1,407
    E-4$1,407
    E-5$1,473
    E-6$1,527
    E-7$1,617
    E-8$1,740
    E-9$1,878
    W-1$1,596
    W-2$1,737
    W-3$1,881
    W-4$1,920
    W-5$2,094
    O-1E$1,704
    O-2E$1,785
    O-3E$1,917
    O-1$1,521
    O-2$1,680
    O-3$1,884
    O-4$2,055
    O-5$2,202
    O-6$2,400
    O-7$2,439

    Promoting to O-4 here adds $171 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Auburn to San Francisco at O-3 is worth $3,447 a month — about 20 promotions worth of housing allowance, at $171 per grade here.

    02

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,884 a month of BAH takes more than $1,884 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.