W-4 without dependents, nearest stations0 – $5,478 / month
Westchester County$5,478
Fort Drum$1,938
Little Rock$1,932
White Sands MR$1,932
Akron$1,923
Auburn$1,920
Moody AFB$1,920
Morgantown$1,920
Sault Ste Marie$1,917
Beaumont$1,914
Youngstown$1,362
Auburn is #261 of 338. The spread between
the dearest and cheapest station at this grade is $4,116 a month —
$49,392 a year, untaxed.
Every pay grade at Auburn0 – $2,439 / month
E-1$1,407
E-2$1,407
E-3$1,407
E-4$1,407
E-5$1,473
E-6$1,527
E-7$1,617
E-8$1,740
E-9$1,878
W-1$1,596
W-2$1,737
W-3$1,881
W-4$1,920
W-5$2,094
O-1E$1,704
O-2E$1,785
O-3E$1,917
O-1$1,521
O-2$1,680
O-3$1,884
O-4$2,055
O-5$2,202
O-6$2,400
O-7$2,439
Promoting to W-5 here adds $174 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Auburn to Westchester County at W-4 is worth $3,558 a month — about 20 promotions worth of housing allowance, at $174 per grade here.
02
Dependency status is worth 32% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,920 a month of BAH takes more than $1,920 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.