O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County$8,064
Wichita Fls$2,955
Columbus$2,949
Grand Rapids$2,946
Fort Knox$2,943
Auburn$2,934
Scott AFB$2,928
Ocala$2,922
Cheyenne$2,916
Kings Bay$2,916
Youngstown$1,827
Auburn is #183 of 338. The spread between
the dearest and cheapest station at this grade is $6,237 a month —
$74,844 a year, untaxed.
Every pay grade at Auburn0 – $2,976 / month
E-1$1,617
E-2$1,617
E-3$1,617
E-4$1,617
E-5$1,707
E-6$1,833
E-7$2,043
E-8$2,274
E-9$2,502
W-1$1,851
W-2$2,136
W-3$2,421
W-4$2,532
W-5$2,673
O-1E$2,085
O-2E$2,379
O-3E$2,556
O-1$1,731
O-2$1,830
O-3$2,412
O-4$2,718
O-5$2,934
O-6$2,955
O-7$2,976
Promoting to O-6 here adds $21 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Auburn to Westchester County at O-5 is worth $5,130 a month — about 244 promotions worth of housing allowance, at $21 per grade here.
02
Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,934 a month of BAH takes more than $2,934 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.