BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,241 Without $1,731

E-5 at Austin draws $2,241 per month with dependents in 2026, $1,731 without

Permalink bahratedesk.com/austin-tx/ Excel CSV
Austin, TX
E-5 · with dependents
$2,241/ month
$26,892 / year
At E-5, this is #133 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA TX272 · ZIPs 73301 73344 76527 76530 76537 76573 +107 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,873 / mo gross
Without dependents here $1,731 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Austin · E-5 · $2,241/mo
Austin $2,241/mo · $26,892/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Austin — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,046 $1,536
E-2 $2,046 $1,536
E-3 $2,046 $1,536
E-4 $2,046 $1,536
E-5 $2,241 $1,731
E-6 $2,802 $2,103
E-7 $3,039 $2,280
E-8 $3,294 $2,472
E-9 $3,558 $2,670
Warrant officer
W-1 $2,826 $2,121
W-2 $3,141 $2,355
W-3 $3,456 $2,673
W-4 $3,597 $2,856
W-5 $3,771 $3,096
Officer — prior enlisted
O-1E $3,087 $2,316
O-2E $3,408 $2,556
O-3E $3,624 $2,796
Officer
O-1 $2,313 $1,848
O-2 $2,796 $2,283
O-3 $3,447 $2,676
O-4 $3,825 $3,054
O-5 $4,095 $3,198
O-6 $4,131 $3,435
O-7 $4,161 $3,495

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Fort Stewart $2,310
Phoenix $2,289
Volusia County $2,286
Cincinnati $2,283
Pittsburgh $2,283
Dover AFB $2,277
Hampton $2,274
Fort Collins $2,268
Nashville $2,268
County Cost Group 830 $2,250
Austin $2,241
Asheville $2,214
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Anniston $1,185

Austin is #133 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Austin0 – $4,161 / month
E-1 $2,046
E-2 $2,046
E-3 $2,046
E-4 $2,046
E-5 $2,241
E-6 $2,802
E-7 $3,039
E-8 $3,294
E-9 $3,558
W-1 $2,826
W-2 $3,141
W-3 $3,456
W-4 $3,597
W-5 $3,771
O-1E $3,087
O-2E $3,408
O-3E $3,624
O-1 $2,313
O-2 $2,796
O-3 $3,447
O-4 $3,825
O-5 $4,095
O-6 $4,131
O-7 $4,161

The pay chart moves this allowance far less than the map does.

Moving from Austin to San Francisco at E-5 is worth $2,886 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.