BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,313Without $1,848

    O-1 at Austin draws $2,313 per month with dependents in 2026, $1,848 without

    Permalinkbahratedesk.com/austin-tx/o-1/ExcelCSVDownloads cover this station.
    Austin, TX
    O-1 · with dependents
    $2,313/ month
    $27,756 / year
    At O-1, this is #129 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA TX272 · ZIPs 73301 73344 76527 76530 76537 76573 +107 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,965 / mo gross
    Without dependents here$1,848 / mo
    In government quarters, no dependents$50.10 / mo partial
    Austin — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,046$1,536
    E-2$2,046$1,536
    E-3$2,046$1,536
    E-4$2,046$1,536
    E-5$2,241$1,731
    E-6$2,802$2,103
    E-7$3,039$2,280
    E-8$3,294$2,472
    E-9$3,558$2,670
    Warrant officer
    W-1$2,826$2,121
    W-2$3,141$2,355
    W-3$3,456$2,673
    W-4$3,597$2,856
    W-5$3,771$3,096
    Officer — prior enlisted
    O-1E$3,087$2,316
    O-2E$3,408$2,556
    O-3E$3,624$2,796
    Officer
    O-1$2,313$1,848
    O-2$2,796$2,283
    O-3$3,447$2,676
    O-4$3,825$3,054
    O-5$4,095$3,198
    O-6$4,131$3,435
    O-7$4,161$3,495
    PCS compareAustin · O-1 · $2,313/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▲ RAISE+$204+$2,448/yr · like +$3,138 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Cincinnati$2,322
    Nashville$2,322
    Phoenix$2,319
    Volusia County$2,319
    Austin$2,313
    Dover AFB$2,310
    Fort Collins$2,307
    Hampton$2,301
    County Cost Group 830$2,295
    Youngstown$1,218

    Austin is #129 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Austin0 – $4,161 / month
    E-1$2,046
    E-2$2,046
    E-3$2,046
    E-4$2,046
    E-5$2,241
    E-6$2,802
    E-7$3,039
    E-8$3,294
    E-9$3,558
    W-1$2,826
    W-2$3,141
    W-3$3,456
    W-4$3,597
    W-5$3,771
    O-1E$3,087
    O-2E$3,408
    O-3E$3,624
    O-1$2,313
    O-2$2,796
    O-3$3,447
    O-4$3,825
    O-5$4,095
    O-6$4,131
    O-7$4,161

    Promoting to O-2 here adds $483 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Austin to San Francisco at O-1 is worth $2,859 a month — about 6 promotions worth of housing allowance, at $483 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,313 a month of BAH takes more than $2,313 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.