What is E-5 BAH at Bangor in 2026?

$1,443 per month without dependents ($17,316 per year), effective 01 JAN 2026. with dependents it is $1,893 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-5 BAH at Bangor 2026 — $1,443/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Bangor, ME

E-5 · without dependents

$1,443/ month

$17,316 / year

At E-5, this is #226 of 338 stations loaded · high New York City $4,980 · low Fort Chaffee $996

MHA ME390 · ZIPs 04401 04402 04410 04411 04412 04417 +40 more

Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt

Untaxed — matching it with taxable pay takes$1,850 / mo gross

Other dependency status here$1,893 with dependents

In government quarters, no dependents$50.10 / mo partial

Bangor — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,728	$1,296
E-2	$1,728	$1,296
E-3	$1,728	$1,296
E-4	$1,728	$1,296
E-5	$1,893	$1,443
E-6	$2,052	$1,575
E-7	$2,217	$1,731
E-8	$2,403	$1,932
E-9	$2,568	$1,968
Warrant officer
W-1	$2,067	$1,680
W-2	$2,292	$1,929
W-3	$2,523	$1,974
W-4	$2,586	$2,082
W-5	$2,667	$2,259
Officer — prior enlisted
O-1E	$2,250	$1,890
O-2E	$2,487	$1,959
O-3E	$2,598	$2,040
Officer
O-1	$1,920	$1,557
O-2	$2,049	$1,842
O-3	$2,514	$1,989
O-4	$2,688	$2,226
O-5	$2,814	$2,328
O-6	$2,835	$2,502
O-7	$2,853	$2,544

What this rate means

E-5 without dependents, nearest stations0 – $4,980 / month

New York City$4,980

Roanoke$1,470

Yakima$1,458

Fallon NAS$1,455

Shreveport$1,452

Bangor$1,443

Fort Knox$1,443

Huntsville$1,443

State College$1,443

Greensboro$1,440

Fort Chaffee$996

Bangor is #226 of 338. The spread between the dearest and cheapest station at this grade is $3,984 a month — $47,808 a year, untaxed.

Every pay grade at Bangor0 – $2,544 / month

E-1$1,296

E-2$1,296

E-3$1,296

E-4$1,296

E-5$1,443

E-6$1,575

E-7$1,731

E-8$1,932

E-9$1,968

W-1$1,680

W-2$1,929

W-3$1,974

W-4$2,082

W-5$2,259

O-1E$1,890

O-2E$1,959

O-3E$2,040

O-1$1,557

O-2$1,842

O-3$1,989

O-4$2,226

O-5$2,328

O-6$2,502

O-7$2,544

Promoting to E-6 here adds $132 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Bangor to New York City at E-5 is worth $3,537 a month — about 27 promotions worth of housing allowance, at $132 per grade here.

Dependency status is worth 31% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,443 a month of BAH takes more than $1,443 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-5 without dependents at Bangor draws $1,443 per month in 2026

What this rate means

Things the rate table doesn't tell you