BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at Bangor draws $1,557 per month in 2026

    Permalinkbahratedesk.com/bangor-me/o-1/without/ExcelCSVDownloads cover this station.
    Bangor, ME
    O-1 · without dependents
    $1,557/ month
    $18,684 / year
    At O-1, this is #217 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA ME390 · ZIPs 04401 04402 04410 04411 04412 04417 +40 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$1,996 / mo gross
    Other dependency status here$1,920 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Bangor — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,728$1,296
    E-2$1,728$1,296
    E-3$1,728$1,296
    E-4$1,728$1,296
    E-5$1,893$1,443
    E-6$2,052$1,575
    E-7$2,217$1,731
    E-8$2,403$1,932
    E-9$2,568$1,968
    Warrant officer
    W-1$2,067$1,680
    W-2$2,292$1,929
    W-3$2,523$1,974
    W-4$2,586$2,082
    W-5$2,667$2,259
    Officer — prior enlisted
    O-1E$2,250$1,890
    O-2E$2,487$1,959
    O-3E$2,598$2,040
    Officer
    O-1$1,920$1,557
    O-2$2,049$1,842
    O-3$2,514$1,989
    O-4$2,688$2,226
    O-5$2,814$2,328
    O-6$2,835$2,502
    O-7$2,853$2,544
    PCS compareBangor · O-1 · $1,557/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▲ RAISE+$498+$5,976/yr · like +$7,662 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Roanoke$1,569
    Camp Lejeune$1,566
    College Station$1,563
    County Cost Group 780$1,560
    Bangor$1,557
    Fallon NAS$1,554
    Fort Benning$1,554
    Greensboro$1,551
    Shreveport$1,551
    Youngstown$1,074

    Bangor is #217 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Bangor0 – $2,544 / month
    E-1$1,296
    E-2$1,296
    E-3$1,296
    E-4$1,296
    E-5$1,443
    E-6$1,575
    E-7$1,731
    E-8$1,932
    E-9$1,968
    W-1$1,680
    W-2$1,929
    W-3$1,974
    W-4$2,082
    W-5$2,259
    O-1E$1,890
    O-2E$1,959
    O-3E$2,040
    O-1$1,557
    O-2$1,842
    O-3$1,989
    O-4$2,226
    O-5$2,328
    O-6$2,502
    O-7$2,544

    Promoting to O-2 here adds $285 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Bangor to New York City at O-1 is worth $3,510 a month — about 12 promotions worth of housing allowance, at $285 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,557 a month of BAH takes more than $1,557 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.