BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2E with dependents at Battle Creek draws $2,505 per month in 2026

    Permalinkbahratedesk.com/battle-creek-kalamazoo-mi/o-2e/with/ExcelCSVDownloads cover this station.
    Battle Creek/Kalamazoo, MI
    O-2E · with dependents
    $2,505/ month
    $30,060 / year
    At O-2E, this is #174 of 338 stations loaded · high Westchester County $6,564 · low Anniston $1,671
    MHA MI152 · ZIPs 49001 49002 49003 49004 49005 49006 +33 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,212 / mo gross
    Other dependency status here$2,136 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Battle Creek — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,698$1,275
    E-2$1,698$1,275
    E-3$1,698$1,275
    E-4$1,698$1,275
    E-5$1,959$1,470
    E-6$2,370$1,779
    E-7$2,424$1,818
    E-8$2,478$2,046
    E-9$2,589$2,163
    Warrant officer
    W-1$2,391$1,794
    W-2$2,445$2,043
    W-3$2,517$2,181
    W-4$2,616$2,379
    W-5$2,742$2,436
    Officer — prior enlisted
    O-1E$2,430$1,956
    O-2E$2,505$2,136
    O-3E$2,634$2,364
    Officer
    O-1$2,013$1,509
    O-2$2,367$1,875
    O-3$2,514$2,220
    O-4$2,781$2,418
    O-5$2,973$2,445
    O-6$2,997$2,493
    O-7$3,015$2,535
    PCS compareBattle Creek · O-2E · $2,505/mo
    Aberdeen Proving Grounds$3,051/mo · $36,612/yr
    ▲ RAISE+$546+$6,552/yr · like +$8,400 of salary

    What this rate means

    O-2E with dependents, nearest stations0 – $6,564 / month
    Westchester County$6,564
    Chattanooga$2,511
    Myrtle Beach$2,511
    Provo$2,511
    Durham$2,508
    Battle Creek$2,505
    Fargo$2,499
    County Cost Group 800$2,493
    Bangor$2,487
    Phoenix$2,487
    Anniston$1,671

    Battle Creek is #174 of 338. The spread between the dearest and cheapest station at this grade is $4,893 a month — $58,716 a year, untaxed.

    Every pay grade at Battle Creek0 – $3,015 / month
    E-1$1,698
    E-2$1,698
    E-3$1,698
    E-4$1,698
    E-5$1,959
    E-6$2,370
    E-7$2,424
    E-8$2,478
    E-9$2,589
    W-1$2,391
    W-2$2,445
    W-3$2,517
    W-4$2,616
    W-5$2,742
    O-1E$2,430
    O-2E$2,505
    O-3E$2,634
    O-1$2,013
    O-2$2,367
    O-3$2,514
    O-4$2,781
    O-5$2,973
    O-6$2,997
    O-7$3,015

    Promoting to O-3E here adds $129 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Battle Creek to Westchester County at O-2E is worth $4,059 a month — about 31 promotions worth of housing allowance, at $129 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,505 a month of BAH takes more than $2,505 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.