BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 without dependents at Brownsville draws $1,323 per month in 2026

    Permalinkbahratedesk.com/brownsville-tx/o-1/without/ExcelCSVDownloads cover this station.
    Brownsville, TX
    O-1 · without dependents
    $1,323/ month
    $15,876 / year
    At O-1, this is #277 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA TX281 · ZIPs 78501 78502 78503 78504 78505 78516 +46 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$1,696 / mo gross
    Other dependency status here$1,551 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Brownsville — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,413$1,125
    E-2$1,413$1,125
    E-3$1,413$1,125
    E-4$1,413$1,125
    E-5$1,503$1,248
    E-6$1,860$1,392
    E-7$1,971$1,479
    E-8$2,094$1,578
    E-9$2,259$1,695
    Warrant officer
    W-1$1,878$1,410
    W-2$2,022$1,575
    W-3$2,172$1,698
    W-4$2,292$1,881
    W-5$2,442$1,998
    Officer — prior enlisted
    O-1E$1,992$1,500
    O-2E$2,148$1,656
    O-3E$2,316$1,851
    Officer
    O-1$1,551$1,323
    O-2$1,857$1,482
    O-3$2,169$1,728
    O-4$2,490$1,974
    O-5$2,721$2,040
    O-6$2,742$2,151
    O-7$2,757$2,187
    PCS compareBrownsville · O-1 · $1,323/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▲ RAISE+$732+$8,784/yr · like +$11,262 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Lexington$1,335
    County Cost Group 730$1,332
    Goodfellow AFB$1,332
    Grand Forks$1,329
    Brownsville$1,323
    County Cost Group 720$1,311
    Lafayette$1,311
    Fort Rucker$1,305
    Minot AFB$1,302
    Youngstown$1,074

    Brownsville is #277 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Brownsville0 – $2,187 / month
    E-1$1,125
    E-2$1,125
    E-3$1,125
    E-4$1,125
    E-5$1,248
    E-6$1,392
    E-7$1,479
    E-8$1,578
    E-9$1,695
    W-1$1,410
    W-2$1,575
    W-3$1,698
    W-4$1,881
    W-5$1,998
    O-1E$1,500
    O-2E$1,656
    O-3E$1,851
    O-1$1,323
    O-2$1,482
    O-3$1,728
    O-4$1,974
    O-5$2,040
    O-6$2,151
    O-7$2,187

    Promoting to O-2 here adds $159 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Brownsville to New York City at O-1 is worth $3,744 a month — about 24 promotions worth of housing allowance, at $159 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,323 a month of BAH takes more than $1,323 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.