BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,846Without $3,036

    O-4 at Brunswick draws $3,846 per month with dependents in 2026, $3,036 without

    Permalinkbahratedesk.com/brunswick-me/o-4/ExcelCSVDownloads cover this station.
    Brunswick, ME
    O-4 · with dependents
    $3,846/ month
    $46,152 / year
    At O-4, this is #57 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA ME136 · ZIPs 04003 04008 04011 04032 04066 04069 +69 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$4,931 / mo gross
    Without dependents here$3,036 / mo
    In government quarters, no dependents$50.10 / mo partial
    Brunswick — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,124$1,632
    E-2$2,124$1,632
    E-3$2,124$1,632
    E-4$2,124$1,632
    E-5$2,205$1,893
    E-6$2,556$2,040
    E-7$2,997$2,247
    E-8$3,477$2,607
    E-9$3,801$2,850
    Warrant officer
    W-1$2,583$2,109
    W-2$3,192$2,394
    W-3$3,783$2,853
    W-4$3,807$2,862
    W-5$3,843$3,105
    Officer — prior enlisted
    O-1E$3,090$2,319
    O-2E$3,696$2,772
    O-3E$3,813$2,859
    Officer
    O-1$2,253$2,037
    O-2$2,553$2,250
    O-3$3,762$2,856
    O-4$3,846$3,036
    O-5$3,894$3,312
    O-6$3,927$3,762
    O-7$3,957$3,828
    PCS compareBrunswick · O-4 · $3,846/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▼ CUT−$450−$5,400/yr · like −$6,923 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    JB McGuire-Dix-Lakehurst$3,882
    Riverside$3,876
    Juneau$3,873
    County Cost Group 880$3,864
    Brunswick$3,846
    Austin$3,825
    Annapolis$3,822
    Ann Arbor$3,804
    JB Elmendorf-Richardson$3,789
    Youngstown$1,809

    Brunswick is #57 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Brunswick0 – $3,957 / month
    E-1$2,124
    E-2$2,124
    E-3$2,124
    E-4$2,124
    E-5$2,205
    E-6$2,556
    E-7$2,997
    E-8$3,477
    E-9$3,801
    W-1$2,583
    W-2$3,192
    W-3$3,783
    W-4$3,807
    W-5$3,843
    O-1E$3,090
    O-2E$3,696
    O-3E$3,813
    O-1$2,253
    O-2$2,553
    O-3$3,762
    O-4$3,846
    O-5$3,894
    O-6$3,927
    O-7$3,957

    Promoting to O-5 here adds $48 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Brunswick to Westchester County at O-4 is worth $3,624 a month — about 76 promotions worth of housing allowance, at $48 per grade here.

    02

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,846 a month of BAH takes more than $3,846 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.