BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,355Without $1,989

    O-4 at Camp Lejeune draws $2,355 per month with dependents in 2026, $1,989 without

    Permalinkbahratedesk.com/camp-lejeune/o-4/ExcelCSVDownloads cover this station.
    Camp Lejeune, NC
    O-4 · with dependents
    $2,355/ month
    $28,260 / year
    At O-4, this is #271 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA NC178 · ZIPs 28445 28460 28539 28540 28541 28542 +8 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$3,019 / mo gross
    Without dependents here$1,989 / mo
    In government quarters, no dependents$50.10 / mo partial
    Camp Lejeune — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,578$1,323
    E-2$1,578$1,323
    E-3$1,578$1,323
    E-4$1,578$1,323
    E-5$1,584$1,476
    E-6$1,944$1,569
    E-7$1,995$1,593
    E-8$2,049$1,662
    E-9$2,160$1,761
    Warrant officer
    W-1$1,962$1,590
    W-2$2,016$1,659
    W-3$2,088$1,776
    W-4$2,187$1,950
    W-5$2,316$2,004
    Officer — prior enlisted
    O-1E$2,001$1,599
    O-2E$2,073$1,740
    O-3E$2,208$1,935
    Officer
    O-1$1,635$1,566
    O-2$1,941$1,596
    O-3$2,085$1,809
    O-4$2,355$1,989
    O-5$2,553$2,016
    O-6$2,571$2,064
    O-7$2,586$2,097
    PCS compareCamp Lejeune · O-4 · $2,355/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▲ RAISE+$1,041+$12,492/yr · like +$16,015 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    Morgantown$2,367
    Fort Huachuca$2,364
    Columbus AFB$2,361
    Sumter$2,361
    Camp Lejeune$2,355
    Fort Bliss$2,352
    County Cost Group 740$2,343
    Lubbock$2,343
    Moody AFB$2,340
    Youngstown$1,809

    Camp Lejeune is #271 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Camp Lejeune0 – $2,586 / month
    E-1$1,578
    E-2$1,578
    E-3$1,578
    E-4$1,578
    E-5$1,584
    E-6$1,944
    E-7$1,995
    E-8$2,049
    E-9$2,160
    W-1$1,962
    W-2$2,016
    W-3$2,088
    W-4$2,187
    W-5$2,316
    O-1E$2,001
    O-2E$2,073
    O-3E$2,208
    O-1$1,635
    O-2$1,941
    O-3$2,085
    O-4$2,355
    O-5$2,553
    O-6$2,571
    O-7$2,586

    Promoting to O-5 here adds $198 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Camp Lejeune to Westchester County at O-4 is worth $5,115 a month — about 26 promotions worth of housing allowance, at $198 per grade here.

    02

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,355 a month of BAH takes more than $2,355 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.