O-4 with dependents, every station0 – $5,085 / month
Camp Pendleton$5,085
San Diego$5,082
Honolulu County$4,737
JB Elmendorf-Richardson$3,789
JB Lewis-McChord$3,324
Norfolk$3,054
Fort Stewart$2,904
Fort Campbell$2,793
Fort Carson$2,778
Fort Drum$2,655
Fort Hood$2,577
Fort Bragg$2,427
Camp Lejeune$2,355
Fort Bliss$2,352
San Antonio (JBSA)$2,307
Fort Benning$2,295
Fort Riley$2,169
Camp Lejeune is #13 of 17. The spread between
the dearest and cheapest station at this grade is $2,916 a month —
$34,992 a year, untaxed.
Every pay grade at Camp Lejeune0 – $2,586 / month
E-1$1,578
E-2$1,578
E-3$1,578
E-4$1,578
E-5$1,584
E-6$1,944
E-7$1,995
E-8$2,049
E-9$2,160
W-1$1,962
W-2$2,016
W-3$2,088
W-4$2,187
W-5$2,316
O-1E$2,001
O-2E$2,073
O-3E$2,208
O-1$1,635
O-2$1,941
O-3$2,085
O-4$2,355
O-5$2,553
O-6$2,571
O-7$2,586
Promoting to O-5 here adds $198 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Camp Lejeune to Camp Pendleton at O-4 is worth $2,730 a month — about 14 promotions worth of housing allowance, at $198 per grade here.
02
Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,355 a month of BAH takes more than $2,355 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.