O-4 without dependents, every station0 – $4,494 / month
Camp Pendleton$4,494
San Diego$4,440
Honolulu County$4,110
JB Elmendorf-Richardson$3,051
JB Lewis-McChord$2,991
Norfolk$2,601
Fort Stewart$2,490
Fort Carson$2,484
Fort Campbell$2,250
Fort Bliss$2,157
Fort Drum$2,115
Fort Bragg$2,088
San Antonio (JBSA)$2,088
Fort Hood$2,076
Fort Benning$1,998
Camp Lejeune$1,989
Fort Riley$1,842
Camp Lejeune is #16 of 17. The spread between
the dearest and cheapest station at this grade is $2,652 a month —
$31,824 a year, untaxed.
Every pay grade at Camp Lejeune0 – $2,097 / month
E-1$1,323
E-2$1,323
E-3$1,323
E-4$1,323
E-5$1,476
E-6$1,569
E-7$1,593
E-8$1,662
E-9$1,761
W-1$1,590
W-2$1,659
W-3$1,776
W-4$1,950
W-5$2,004
O-1E$1,599
O-2E$1,740
O-3E$1,935
O-1$1,566
O-2$1,596
O-3$1,809
O-4$1,989
O-5$2,016
O-6$2,064
O-7$2,097
Promoting to O-5 here adds $27 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Camp Lejeune to Camp Pendleton at O-4 is worth $2,505 a month — about 93 promotions worth of housing allowance, at $27 per grade here.
02
Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,989 a month of BAH takes more than $1,989 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.