BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-6 with dependents at Camp Lejeune draws $2,571 per month in 2026

    Permalinkbahratedesk.com/camp-lejeune/o-6/with/ExcelCSVDownloads cover this station.
    Camp Lejeune, NC
    O-6 · with dependents
    $2,571/ month
    $30,852 / year
    At O-6, this is #13 of 17 stations loaded · high San Diego $5,541 · low Fort Riley $2,340
    MHA NC178 · ZIPs 28540 28542 28544 28546
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$3,296 / mo gross
    Other dependency status here$2,064 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Camp Lejeune — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,578$1,323
    E-2$1,578$1,323
    E-3$1,578$1,323
    E-4$1,578$1,323
    E-5$1,584$1,476
    E-6$1,944$1,569
    E-7$1,995$1,593
    E-8$2,049$1,662
    E-9$2,160$1,761
    Warrant officer
    W-1$1,962$1,590
    W-2$2,016$1,659
    W-3$2,088$1,776
    W-4$2,187$1,950
    W-5$2,316$2,004
    Officer — prior enlisted
    O-1E$2,001$1,599
    O-2E$2,073$1,740
    O-3E$2,208$1,935
    Officer
    O-1$1,635$1,566
    O-2$1,941$1,596
    O-3$2,085$1,809
    O-4$2,355$1,989
    O-5$2,553$2,016
    O-6$2,571$2,064
    O-7$2,586$2,097
    PCS compareCamp Lejeune · O-6 · $2,571/mo
    Fort Bragg$2,628/mo · $31,536/yr
    ▲ RAISE+$57+$684/yr · like +$877 of salary

    What this rate means

    O-6 with dependents, every station0 – $5,541 / month
    San Diego$5,541
    Camp Pendleton$5,439
    Honolulu County$5,001
    JB Elmendorf-Richardson$4,131
    JB Lewis-McChord$3,501
    Norfolk$3,342
    Fort Stewart$3,153
    Fort Campbell$3,030
    Fort Carson$2,934
    Fort Drum$2,805
    Fort Hood$2,769
    Fort Bragg$2,628
    Camp Lejeune$2,571
    Fort Benning$2,487
    Fort Bliss$2,484
    San Antonio (JBSA)$2,475
    Fort Riley$2,340

    Camp Lejeune is #13 of 17. The spread between the dearest and cheapest station at this grade is $3,201 a month — $38,412 a year, untaxed.

    Every pay grade at Camp Lejeune0 – $2,586 / month
    E-1$1,578
    E-2$1,578
    E-3$1,578
    E-4$1,578
    E-5$1,584
    E-6$1,944
    E-7$1,995
    E-8$2,049
    E-9$2,160
    W-1$1,962
    W-2$2,016
    W-3$2,088
    W-4$2,187
    W-5$2,316
    O-1E$2,001
    O-2E$2,073
    O-3E$2,208
    O-1$1,635
    O-2$1,941
    O-3$2,085
    O-4$2,355
    O-5$2,553
    O-6$2,571
    O-7$2,586

    Promoting to O-7 here adds $15 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Camp Lejeune to San Diego at O-6 is worth $2,970 a month — about 198 promotions worth of housing allowance, at $15 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,571 a month of BAH takes more than $2,571 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.