What is O-7 BAH at Camp Lejeune in 2026?

$2,097 per month without dependents ($25,164 per year), effective 01 JAN 2026. with dependents it is $2,586 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-7 BAH at Camp Lejeune 2026 — $2,097/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Camp Lejeune, NC

O-7 · without dependents

$2,097/ month

$25,164 / year

At O-7, this is #15 of 17 stations loaded · high Camp Pendleton $4,725 · low Fort Riley $1,965

MHA NC178 · ZIPs 28540 28542 28544 28546

Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen

Untaxed — matching it with taxable pay takes$2,688 / mo gross

Other dependency status here$2,586 with dependents

In government quarters, no dependents$50.10 / mo partial

Camp Lejeune — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,578	$1,323
E-2	$1,578	$1,323
E-3	$1,578	$1,323
E-4	$1,578	$1,323
E-5	$1,584	$1,476
E-6	$1,944	$1,569
E-7	$1,995	$1,593
E-8	$2,049	$1,662
E-9	$2,160	$1,761
Warrant officer
W-1	$1,962	$1,590
W-2	$2,016	$1,659
W-3	$2,088	$1,776
W-4	$2,187	$1,950
W-5	$2,316	$2,004
Officer — prior enlisted
O-1E	$2,001	$1,599
O-2E	$2,073	$1,740
O-3E	$2,208	$1,935
Officer
O-1	$1,635	$1,566
O-2	$1,941	$1,596
O-3	$2,085	$1,809
O-4	$2,355	$1,989
O-5	$2,553	$2,016
O-6	$2,571	$2,064
O-7	$2,586	$2,097

What this rate means

O-7 without dependents, every station0 – $4,725 / month

Camp Pendleton$4,725

San Diego$4,575

Honolulu County$4,494

JB Elmendorf-Richardson$3,405

JB Lewis-McChord$3,156

Norfolk$2,718

Fort Stewart$2,619

Fort Carson$2,616

Fort Campbell$2,520

Fort Drum$2,496

Fort Hood$2,361

Fort Bliss$2,214

Fort Bragg$2,190

San Antonio (JBSA)$2,112

Camp Lejeune$2,097

Fort Benning$2,067

Fort Riley$1,965

Camp Lejeune is #15 of 17. The spread between the dearest and cheapest station at this grade is $2,760 a month — $33,120 a year, untaxed.

Every pay grade at Camp Lejeune0 – $2,097 / month

E-1$1,323

E-2$1,323

E-3$1,323

E-4$1,323

E-5$1,476

E-6$1,569

E-7$1,593

E-8$1,662

E-9$1,761

W-1$1,590

W-2$1,659

W-3$1,776

W-4$1,950

W-5$2,004

O-1E$1,599

O-2E$1,740

O-3E$1,935

O-1$1,566

O-2$1,596

O-3$1,809

O-4$1,989

O-5$2,016

O-6$2,064

O-7$2,097

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,097 a month of BAH takes more than $2,097 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-7 without dependents at Camp Lejeune draws $2,097 per month in 2026

What this rate means

Things the rate table doesn't tell you