BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,463Without $1,848

    O-5 at Charleston draws $2,463 per month with dependents in 2026, $1,848 without

    Permalinkbahratedesk.com/charleston-wv/o-5/ExcelCSVDownloads cover this station.
    Charleston, WV
    O-5 · with dependents
    $2,463/ month
    $29,556 / year
    At O-5, this is #287 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA WV323 · ZIPs 25003 25011 25015 25025 25026 25033 +85 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$3,158 / mo gross
    Without dependents here$1,848 / mo
    In government quarters, no dependents$50.10 / mo partial
    Charleston — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,308$1,056
    E-2$1,308$1,056
    E-3$1,308$1,056
    E-4$1,308$1,056
    E-5$1,404$1,149
    E-6$1,764$1,323
    E-7$1,800$1,350
    E-8$1,833$1,479
    E-9$1,956$1,581
    Warrant officer
    W-1$1,785$1,338
    W-2$1,812$1,476
    W-3$1,863$1,596
    W-4$1,992$1,767
    W-5$2,157$1,806
    Officer — prior enlisted
    O-1E$1,803$1,401
    O-2E$1,851$1,560
    O-3E$2,016$1,758
    Officer
    O-1$1,452$1,209
    O-2$1,761$1,377
    O-3$1,860$1,632
    O-4$2,208$1,791
    O-5$2,463$1,848
    O-6$2,481$1,860
    O-7$2,496$1,872
    PCS compareCharleston · O-5 · $2,463/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$1,167+$14,004/yr · like +$17,954 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    County Cost Group 730$2,478
    Lake Charles$2,472
    Fort Benning$2,469
    Fort Bliss$2,466
    Charleston$2,463
    Peoria$2,463
    San Antonio (JBSA)$2,457
    Yuma$2,454
    County Cost Group 720$2,451
    Youngstown$1,827

    Charleston is #287 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Charleston0 – $2,496 / month
    E-1$1,308
    E-2$1,308
    E-3$1,308
    E-4$1,308
    E-5$1,404
    E-6$1,764
    E-7$1,800
    E-8$1,833
    E-9$1,956
    W-1$1,785
    W-2$1,812
    W-3$1,863
    W-4$1,992
    W-5$2,157
    O-1E$1,803
    O-2E$1,851
    O-3E$2,016
    O-1$1,452
    O-2$1,761
    O-3$1,860
    O-4$2,208
    O-5$2,463
    O-6$2,481
    O-7$2,496

    Promoting to O-6 here adds $18 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Charleston to Westchester County at O-5 is worth $5,601 a month — about 311 promotions worth of housing allowance, at $18 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,463 a month of BAH takes more than $2,463 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.