W-5 with dependents, nearest stations0 – $7,338 / month
Westchester County$7,338
State College$2,877
County Cost Group 810$2,874
Durham$2,868
Fort Stewart$2,859
Chattanooga$2,856
Atlanta$2,841
Bloomington$2,841
Tallahassee$2,838
Cincinnati$2,829
Youngstown$1,806
Chattanooga is #159 of 338. The spread between
the dearest and cheapest station at this grade is $5,532 a month —
$66,384 a year, untaxed.
Every pay grade at Chattanooga0 – $3,249 / month
E-1$1,863
E-2$1,863
E-3$1,863
E-4$1,863
E-5$1,986
E-6$2,397
E-7$2,445
E-8$2,490
E-9$2,631
W-1$2,418
W-2$2,463
W-3$2,523
W-4$2,670
W-5$2,856
O-1E$2,448
O-2E$2,511
O-3E$2,700
O-1$2,043
O-2$2,394
O-3$2,520
O-4$2,916
O-5$3,201
O-6$3,228
O-7$3,249
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,856 a month of BAH takes more than $2,856 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.