Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County$8,064
Atlantic City$4,296
Indian Head Navordsta$4,278
Hawaii County$4,263
Boulder$4,218
County Cost Group 880$4,137
Ann Arbor$4,128
JB McGuire-Dix-Lakehurst$4,122
Annapolis$4,101
Austin$4,095
JB Elmendorf-Richardson$4,095
Chicago$4,086
Juneau$4,074
Quantico$4,065
Stockton$4,047
Santa Fe$4,023
Fort G. G. Meade$4,014
Ketchikan$4,002
Riverside$4,002
Madison$3,993
Hampden County$3,978
Cape May$3,969
Youngstown$1,827
Chicago is #57 of 338. The spread between the
dearest and cheapest station at this grade is $6,237 a month —
$74,844 a year, untaxed.
Every pay grade at Chicago0 – $4,152 / month
E-1$3,174
E-2$3,174
E-3$3,174
E-4$3,174
E-5$3,438
E-6$3,702
E-7$3,723
E-8$3,732
E-9$3,771
W-1$3,720
W-2$3,729
W-3$3,741
W-4$3,795
W-5$3,900
O-1E$3,726
O-2E$3,735
O-3E$3,810
O-1$3,477
O-2$3,699
O-3$3,738
O-4$3,927
O-5$4,086
O-6$4,122
O-7$4,152
The pay chart moves this allowance far less than the map does.
Moving from Chicago to Westchester County at O-5
is worth $3,978 a month — about 111 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.