BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,513Without $2,634

    O-5 at College Station draws $3,513 per month with dependents in 2026, $2,634 without

    Permalinkbahratedesk.com/college-station-tx/o-5/ExcelCSVDownloads cover this station.
    College Station, TX
    O-5 · with dependents
    $3,513/ month
    $42,156 / year
    At O-5, this is #101 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA TX274 · ZIPs 77801 77802 77803 77805 77806 77807 +10 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$4,504 / mo gross
    Without dependents here$2,634 / mo
    In government quarters, no dependents$50.10 / mo partial
    College Station — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,662$1,356
    E-2$1,662$1,356
    E-3$1,662$1,356
    E-4$1,662$1,356
    E-5$1,758$1,485
    E-6$2,391$1,794
    E-7$2,499$1,875
    E-8$2,616$1,962
    E-9$2,820$2,115
    Warrant officer
    W-1$2,412$1,809
    W-2$2,547$1,911
    W-3$2,688$2,118
    W-4$2,871$2,412
    W-5$3,090$2,526
    Officer — prior enlisted
    O-1E$2,517$1,887
    O-2E$2,667$2,034
    O-3E$2,904$2,385
    Officer
    O-1$1,836$1,563
    O-2$2,385$1,878
    O-3$2,685$2,160
    O-4$3,165$2,499
    O-5$3,513$2,634
    O-6$3,540$2,667
    O-7$3,567$2,712
    PCS compareCollege Station · O-5 · $3,513/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$117+$1,404/yr · like +$1,800 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Charlottesville$3,540
    Dahlgren$3,534
    Bridgeport$3,525
    Sacramento$3,525
    College Station$3,513
    Fort Myers Beach$3,504
    Beale AFB$3,492
    Knoxville$3,492
    JB Lewis-McChord$3,471
    Youngstown$1,827

    College Station is #101 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at College Station0 – $3,567 / month
    E-1$1,662
    E-2$1,662
    E-3$1,662
    E-4$1,662
    E-5$1,758
    E-6$2,391
    E-7$2,499
    E-8$2,616
    E-9$2,820
    W-1$2,412
    W-2$2,547
    W-3$2,688
    W-4$2,871
    W-5$3,090
    O-1E$2,517
    O-2E$2,667
    O-3E$2,904
    O-1$1,836
    O-2$2,385
    O-3$2,685
    O-4$3,165
    O-5$3,513
    O-6$3,540
    O-7$3,567

    Promoting to O-6 here adds $27 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from College Station to Westchester County at O-5 is worth $4,551 a month — about 169 promotions worth of housing allowance, at $27 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,513 a month of BAH takes more than $3,513 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.