BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,623Without $1,215

    E-6 at Columbia draws $1,623 per month with dependents in 2026, $1,215 without

    Permalinkbahratedesk.com/columbia-jefferson-city-mo/e-6/ExcelCSVDownloads cover this station.
    Columbia/Jefferson City, MO
    E-6 · with dependents
    $1,623/ month
    $19,476 / year
    At E-6, this is #328 of 338 stations loaded · high San Francisco $5,454 · low Youngstown $1,335
    MHA MO165 · ZIPs 63388 65010 65023 65032 65039 65040 +39 more
    Your grade is calledARMYSSGUSMCSSgtNAVYPO1USAFTSgt
    Untaxed — matching it with taxable pay takes$2,081 / mo gross
    Without dependents here$1,215 / mo
    In government quarters, no dependents$50.10 / mo partial
    Columbia — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,284$1,134
    E-2$1,284$1,134
    E-3$1,284$1,134
    E-4$1,284$1,134
    E-5$1,377$1,161
    E-6$1,623$1,215
    E-7$1,803$1,353
    E-8$2,001$1,500
    E-9$2,199$1,650
    Warrant officer
    W-1$1,644$1,266
    W-2$1,884$1,428
    W-3$2,127$1,653
    W-4$2,226$1,689
    W-5$2,352$1,848
    Officer — prior enlisted
    O-1E$1,839$1,380
    O-2E$2,091$1,569
    O-3E$2,247$1,686
    Officer
    O-1$1,413$1,191
    O-2$1,620$1,356
    O-3$2,118$1,656
    O-4$2,391$1,812
    O-5$2,583$1,938
    O-6$2,604$2,106
    O-7$2,619$2,139
    PCS compareColumbia · E-6 · $1,623/mo
    Aberdeen Proving Grounds$2,742/mo · $32,904/yr
    ▲ RAISE+$1,119+$13,428/yr · like +$17,215 of salary

    What this rate means

    E-6 with dependents, nearest stations0 – $5,454 / month
    San Francisco$5,454
    County Cost Group 520$1,629
    Monroe$1,629
    County Cost Group 510$1,626
    Lake Charles$1,626
    Columbia$1,623
    Gulfport$1,620
    Cannon AFB$1,593
    Altus AFB$1,563
    Meridian$1,545
    Youngstown$1,335

    Columbia is #328 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Columbia0 – $2,619 / month
    E-1$1,284
    E-2$1,284
    E-3$1,284
    E-4$1,284
    E-5$1,377
    E-6$1,623
    E-7$1,803
    E-8$2,001
    E-9$2,199
    W-1$1,644
    W-2$1,884
    W-3$2,127
    W-4$2,226
    W-5$2,352
    O-1E$1,839
    O-2E$2,091
    O-3E$2,247
    O-1$1,413
    O-2$1,620
    O-3$2,118
    O-4$2,391
    O-5$2,583
    O-6$2,604
    O-7$2,619

    Promoting to E-7 here adds $180 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Columbia to San Francisco at E-6 is worth $3,831 a month — about 21 promotions worth of housing allowance, at $180 per grade here.

    02

    Dependency status is worth 34% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,623 a month of BAH takes more than $1,623 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.